Madison County property record for 107 Wilson St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 984 sqft |
| Lot Size | 0.168 acres (7,353 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,900 (Sep 2018) |
| Tax Bill | $820 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0023-0005 |
| Primary APN | B008-0023-0005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 984 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 7,353 sqft (0.168 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Account Number | 71585 |
|---|---|
| Street Address | 107 WILSON ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIXIE HIGHWAY PARK LOT 100 &101 |
| Legal Subdivision | DIXIE PARK |
| Legal Lot Number | 100,101 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
107 Wilson St is owned and occupied by an individual who bought it in September 2018.
Source: Madison County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 WILSON ST, BEREA, KY 40403-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC |
| Sep 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENIRAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on File |
| Deed Sale | Sep 27, 2018 · Amount on File |
| Deed Document Number | 20182013982494 |
| Deed Book / Page | 765 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 107 WILSON ST, BEREA, KY 40403-1226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 WILSON ST, BEREA, KY 40403-1226 |
| Document Number | 0M2429/606 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | M2429/606 |
| Instrument | 2014304063 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 27, 2018 |
| Property Address | 107 WILSON ST, BEREA, KY 40403-1226 |
| Document Number | D00765/038 |
| Book / Page | D00765 / 038 |
| Map Reference | MB1 PG17 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2013982494 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 RICHMOND AVE, 3205, CONNERSVILLE, IN 47331-3134 |
| Name | Verified Name |
|---|---|
| Address | 107 WILSON ST, BEREA, KY 40403-1226 |
| Document Number | 2013982495 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2013982495 |
| Name | CENIRAL BANK & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 107 Wilson St was $820.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820.00 | $87,000 | $87,000 |
| 2023 | $485.00 | $50,000 | $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Wilson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Wilson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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