107 Willow Rd, Florence, AL 35633 Property Records

Lauderdale County property record for 107 Willow Rd, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,383 sqft · built 1987
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,500 (Jun 2024)
Tax Bill	$976 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-05-15-0-004-234-000`

Property Details

APN / Parcel Number

Primary APN	`15-05-15-0-004-234-000`
Alternative APNs	`088207` `109353` `14543` `88207`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	999 sqft
2nd Floor Area	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 97 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	109353
Street Address	107 WILLOW RD
City	FLORENCE
State	AL
Zip	35633-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97 X 150 OAKHILL S/D BLK 14 LOT 13 .33 AC/C SEC 15 T2S R11W PB 5 PG 19-19A
Legal Range	11W
Legal Township	02S
Legal Section	15
Legal Subdivision	OAK HILL
Legal Block	14
Legal Lot Number	13
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1019
Census Tract	11101

Owner

Source: Lauderdale County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 WILLOW RD, FLORENCE, AL 35633-1017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Deed of Trust, Mortgage · ARM FIRST FEDERAL BANK FSB
Oct 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	107 WILLOW RD, FLORENCE, AL 35633-1017
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/15686
Date	Apr 23, 2019
Book Page	2019/15686

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	4%
Index	1-Year CMT

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 30, 2020
Property Address	107 WILLOW RD, FLORENCE, AL 35633-1017
Document Number	2020/59688
Book / Page	2020 / 59688
Map Reference	MB5 PG19 19A
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WILLOW RD, FLORENCE, AL 35633-1017

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00 (+9.29%) Homeowner's exemption	$21,240 (+8.59%)	$212,380 (+8.53%) Land $18,900 Building $193,480
2024	$893.00 (+7.59%) Homeowner's exemption	$19,560 (+1,137.97%) Land $1,720 Building $17,840	$195,680 (+7.16%) Land $17,200 Building $178,480
2023	$830.00 (+18.57%) Homeowner's exemption	$1,580 (-89.88%) Land $1,580	$182,600 (+16.98%) Land $15,800 Building $166,800
2022	$700.00 Homeowner's exemption	$15,620	$156,100 Land $17,000 Building $139,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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