107 Willow Ave, Sultan, WA 98294 Property Records

Snohomish County property record for 107 Willow Ave, Sultan, WA 98294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,685 sqft · built 2001
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (May 2023)
Tax Bill	$4,382 (2026)
Deeds & Mortgages	Oct 2022 Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8990-000-055-00`

Property Details

APN / Parcel Number

Primary APN	`8990-000-055-00`
Alternative APNs	`008990-000-055-00` `89900000550000` `4006272`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,685 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	725 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	4006272
Street Address	107 WILLOW AVE
City	SULTAN
State	WA
Zip	98294-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD
Legal Description	SECTION 32 TOWNSHIP 28 RANGE 08 REVISED PLAT OF WILLOW TRACE BLK 000 D-00 - LOT 55 TGW EQ & UND 1/90 INT IN TRS 995, 996 & 999 PER REV PLAT REC AFN 200004145002, CORR PER REC AFN 200005170242 & REVISED PER REC AFN 200007115007.
Legal Range	08
Legal Township	28
Legal Section	32
Legal Subdivision	REVISED PLAT OF WILLOW TRACE
Legal Tract	995-996
Legal Block	000 D
Legal Lot Number	55
Jurisdiction	SNOHOMISH WA
Township / Civil Division	SULTAN
Census Block Group	1
Census Block	1010
Census Tract	53802

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 WILLOW AVE, SULTAN, WA 98294-7667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Aug 28, 2019	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA
Mar 31, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	2023221
Prior Transfer Date	Apr 30, 2009
Prior Transfer Doc	0000000413
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	107 WILLOW AVE, SULTAN, WA 98294-7667
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WILLOW AVE, SULTAN, WA 98294-7667
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000339
Date	Oct 13, 2022
Instrument	202210130339

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2049

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	May 12, 2023
Property Address	107 WILLOW AVE, SULTAN, WA 98294-7667
Document Number	0000000221
Map Reference	DOC 200004145002
Instrument Date	May 10, 2023
Instrument	202305120221
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	ENDPOINT CLOSING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000222
Date	May 12, 2023
Instrument	202305120222

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 20, 2021
Property Address	107 WILLOW AVE, SULTAN, WA 98294-7667
Document Number	0000000940
Map Reference	AF 200004145002
Instrument Date	Oct 19, 2021
Instrument	202110200940
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,691.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WILLOW AVE, SULTAN, WA 98294-7667

Mortgage

Document Number	0000000941
Date	Oct 20, 2021
Instrument	202110200941

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 28, 2019
Property Address	107 WILLOW AVE, SULTAN, WA 98294-7667
Document Number	0000000687
Map Reference	DOC 200004145002
Instrument Date	Aug 26, 2019
Instrument	201908280687
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,789.99
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WILLOW AVE, SULTAN, WA 98294-7667
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000688
Date	Aug 28, 2019
Instrument	201908280688

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	107 WILLOW AVE, SULTAN, WA 98294-7667
Document Number	0000000072
Instrument Date	Mar 31, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 WILLOW AVE SULTAN WA 982947667, SULTAN, WA 98294-7667

Mortgage

Document Number	0000000072
Date	Apr 5, 2018
Instrument	201804050072

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Sultan City
Unified School District	Sultan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,382.00 (+22.16%)	$498,500 (+9.08%) Land $225,000 Building $273,500	$498,500 (+9.08%) Land $225,000 Building $273,500
2023	$3,587.00 (+7.11%)	$457,000 (+24.66%) Land $185,000 Building $272,000	$457,000 (+24.66%) Land $185,000 Building $272,000
2022	$3,349.00	$366,600 Land $150,000 Building $216,600	$366,600 Land $150,000 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	18 (1980–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 7 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 3 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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