107 William St, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 107 William St, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,384 sqft · built 1928
Lot Size	0.076 acres (3,302 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 1995)
Tax Bill	$9,351 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00049-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`07-00049-0000-00052`
Alternative APN	`070004900052`

Interior

Stories	2 Stories
Building Area	1,384 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	3,302 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	107 WILLIAM ST
City	KEARNY
State	NJ
Zip	07032-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ADDITIONAL LOTS: H EXP END 2025
Legal Block	49
Legal Lot Number	52
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	1
Census Block	1000
Census Tract	13100

Owner

107 William St is owned and occupied by an individual who bought it in August 1995.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	107 WILLIAM ST, KEARNY, NJ 07032-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 1995 · Amount on File
Deed Sale	Aug 15, 1995 · Amount on File
Deed Document Number	19956162
Deed Book / Page	4893 / 167
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	107 WILLIAM ST, KEARNY, NJ 07032-1662
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20251209060112910
Date	Dec 9, 2025
Book Page	20868/597
Instrument	20251209060112910

Lender

Name	PROVIDENT BANK
Type	Bank
Address	RAHWAY, NJ 07065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	107 WILLIAM ST, KEARNY, NJ 07032-1662
Document Number	0060135530
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WILLIAM ST KEARNY NJ 070321662, KEARNY, NJ 07032-1662

Mortgage

Document Number	0060135530
Date	Oct 28, 2019
Book Page	019487/000001
Instrument	60135530

Lender

Name	PROVIDENT BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 107 William St was $9,351, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,000 (+5.57%) Land $29,700 Building $61,300	$91,000 (-) Land $29,700 Building $61,300
2025	$9,351.00 (+1.34%)	$86,200	$91,000 Land $29,700 Building $61,300
2024	$9,227.00
2023		$86,200	$91,000 Land $29,700 Building $61,300
2022	$9,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 William St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2011–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on William St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures