Wake County property record for 107 Whithorne Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,271 sqft · built 1984 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Dec 2021) |
| Tax Bill | $2,495 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1710.13-14-9383 0119595 |
| Primary APN | 1710.13-14-9383 0119595 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,271 sqft Heated Area |
| 1st Floor Area | 1,271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Deck Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0119595 |
|---|---|
| Old Parcel Number | 011959501 |
| Street Address | 107 WHITHORNE DR |
| City | GARNER |
| State | NC |
| Zip | 27529-4755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO42 HEATHER RIDGE SE3 BM1981-594 |
| Legal Township | 16 |
| Legal Subdivision | HEATHER RDG SEC 03 |
| Legal Lot Number | 42 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 52801 |
107 Whithorne Dr is owned and occupied by an individual who bought it in December 2021.
Source: Wake County records, as of April 18, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 WHITHORNE DR, GARNER, NC 27529-4755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI PNC BK |
| Nov 16, 2018 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Prior Sale | Nov 16, 2018 · Amount on File |
| Deed Document Number | 0188261111 |
| Deed Book / Page | 18826 / 1111 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Dec 3, 2021 |
| Property Address | 107 WHITHORNE DR, GARNER, NC 27529-4755 |
| Document Number | 18826/1111 |
| Book / Page | 18826 / 1111 |
| Map Reference | MB 1981 PG 594 |
| Instrument Date | Dec 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1128 DAIRY GLEN DR, 1128, FUQUAY VARINA, NC 27526-5773 |
| Name | Verified Name |
|---|---|
| Address | 107 WHITHORNE DR, GARNER, NC 27529-4755 |
| Document Number | 0188261114 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 18826/1114 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Number | 018827/559 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 18827/559 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 107 WHITHORNE DR, GARNER, NC 27529-4755 |
| Document Number | 177342431 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 WHITHORNE DR GARNER NC 275294755, GARNER, NC 27529-4755 |
| Document Number | 177342431 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 017734/002431 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 30, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Nov 16, 2018 |
| Property Address | 107 WHITHORNE DR, GARNER, NC 27529-4755 |
| Document Number | 172942596 |
| Book / Page | 017294 / 002596 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 WHITHORNE DR GARNER NC 275294755, GARNER, NC 27529-4755 |
| Document Number | 172942598 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 017294/002598 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,495.00 | $192,768 Land $54,000 Building $138,768 | $192,768 Land $54,000 Building $138,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Whithorne Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1995–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Whithorne Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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