Middlesex County and Stow Town property record for 107 White Pond Rd, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,434 sqft · built 1951 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,382 (2026) |
| Deeds & Mortgages | May 2025 Line of Credit Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-29 000068 |
| Primary APN | R-29 000068 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 2,649 sqft |
| 1st Floor Area | 834 sqft |
| Basement Area | 834 sqft |
| Unfinished Basement | 834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-29 000068 |
|---|---|
| Street Address | 107 WHITE POND RD |
| City | STOW |
| State | MA |
| Zip | 01775-1366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 323101 |
Source: Middlesex County and Stow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 WHITE POND RD, STOW, MA 01775-1366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Mar 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Dec 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 22, 2021 |
| Transfer Doc | 77371-495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 107 WHITE POND RD, STOW, MA 01775-1366 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0084054-78 |
|---|---|
| Date | May 6, 2025 |
| Book Page | 84054/78 |
| Instrument | 48324 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 107 WHITE POND RD, STOW, MA 01775-1366 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 077371-502 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 77371/502 |
| Instrument | 70512 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Mar 30, 2021 |
| Property Address | 107 WHITE POND RD, STOW, MA 01775-1366 |
| Document Number | 77371-499 |
| Book / Page | 77371 / 499 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 70511 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 WHITE POND RD, STOW, MA 01775-1366 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Mar 30, 2021 |
| Property Address | 107 WHITE POND RD, STOW, MA 01775-1366 |
| Document Number | 077371-495 |
| Book / Page | 77371 / 495 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 70510 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 107 WHITE POND RD, STOW, MA 01775-1366 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Dec 31, 2018 |
| Property Address | 107 WHITE POND RD, STOW, MA 01775-1366 |
| Document Number | 72079-190 |
| Book / Page | 072079 / 000190 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 8560 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 107 WHITE POND RD STOW MA 017751366, STOW, MA 01775-1366 |
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,382.00 (+13.56%) | $581,000 (+10.71%) Land $342,100 Building $238,900 | $563,688 (-27.07%) |
| 2025 | $9,142.00 (+4.12%) | $524,800 (+1.43%) Land $325,800 Building $199,000 | $772,920 |
| 2024 | $8,780.00 (+5.95%) | $517,400 (+13.19%) Land $298,500 Building $218,900 | |
| 2023 | $8,287.00 | $457,100 Land $271,400 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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