107 Wayside Cir, Seneca, SC 29678 Property Records

Oconee County property record for 107 Wayside Cir, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1986
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$277 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`240-04-05-020`

Property Details

APN / Parcel Number

Primary APN	`240-04-05-020`
Alternative APN	`31879`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,829 sqft (0.57 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31879
Street Address	107 WAYSIDE CIR
City	SENECA
State	SC
Zip	29678-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 EAST C RACKLEY
Legal Subdivision	RACKLEY
Legal Block	5
Legal Lot Number	9
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	4
Census Block	4038
Census Tract	30702

Owner

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 WAYSIDE CIR, SENECA, SC 29678-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Intrafamily Transfer, Transfer · Line of Credit COMMUNITY FIRST BANK
May 16, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 26, 2021
Transfer Doc	0026820006
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Apr 30, 2021
Property Address	107 WAYSIDE CIR, SENECA, SC 29678-1222
Document Number	0000017871
Book / Page	2682 / 6
Map Reference	MB P-52 PG 698
Instrument Date	Apr 26, 2021
Instrument	17871
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 WAYSIDE CIR, SENECA, SC 29678-1222

Mortgage

Document Number	0000017872
Date	Apr 30, 2021
Book Page	4145/213
Instrument	17872

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	107 WAYSIDE CIR, SENECA, SC 29678-1222
Document Number	0038350001
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 WAYSIDE CIR SENECA SC 296781222, SENECA, SC 29678-1222

Mortgage

Document Number	0038350001
Date	May 29, 2019
Book Page	003835/000001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2034

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$277.00	$4,174 (-) Land $308 Building $3,866	$104,357 (-) Land $7,700 Building $96,657
2023		$4,174 Land $308 Building $3,866	$104,357 Land $7,700 Building $96,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wayside Cir

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