107 Watt Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 107 Watt Dr, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details1,797 sqft · built 1973
Lot Size0.266 acres (11,587 sqft)
Owner2 Individual Names on Record
Last Sale$179,100 (Nov 2018)
Tax Bill$4,488 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR10938

Property Details

APN / Parcel Number

Primary APNR10938

Interior

Stories1 Story
Building Area1,797 sqft Living Area
Gross Area2,309 sqft
1st Floor Area1,797 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area11,587 sqft (0.266 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area72 sqft
Deck Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address107 WATT DR
CityELGIN
StateTX
Zip78621-1107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELGIN MEADOWS LOT 89
Legal SubdivisionELGIN MEADOWS
Legal Block1
Legal Lot Number89
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group1
Census Block1001
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107 WATT DR, ELGIN, TX 78621-1107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Nov 9, 2018Vendor's Lien, Transfer
NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Deed Document Number201816128
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address107 WATT DR, ELGIN, TX 78621-1107
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202126953
DateDec 16, 2021
Instrument202126953
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateNov 9, 2018
Property Address107 WATT DR, ELGIN, TX 78621-1107
Document Number201816128
Map ReferenceCAB1 PG120B
Instrument DateNov 8, 2018
Instrument201816128
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyINDEPENDENCE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 WATT DR, ELGIN, TX 78621-1107

Mortgage

Document Number201816129
DateNov 9, 2018
Instrument201816129
Lender
NameNATIONS RELIABLE LENDING LLC
TypeLending Institution
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Mortgage

Document Number201816130
DateNov 9, 2018
Instrument201816130
Lender
NameSOUTHEAST TEXAS HOUSING FINANCE CORP
TypeNon-Lending Institution
AddressHOUSTON, TX 77089
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term84 Months
DueNov 9, 2025

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,488.00 (-15.61%) Homeowner's exemption Senior Citizen's exemption$289,892 (-14.34%)$315,189 (-6.86%) Land $130,353 Building $184,836
2024$5,318.00
2023Homeowner's exemption$338,421 Land $130,353 Building $208,068$338,421 Land $130,353 Building $208,068
2022$5,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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