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107 Washington Ave, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 107 Washington Ave, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,890 sqft · built 1840
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Jan 2022)
Tax Bill$6,308 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN432601 68.5-2-23

Property Details

APN / Parcel Number

Primary APN432601 68.5-2-23
Alternative APNs
  • 260106800500020230000000
  • 431A100753

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,890 sqft Living Area
1st Floor Area1,493 sqft
2nd Floor Area1,397 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions70 ft deep x 75 ft wide
PorchSlab
Porch Area410 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100753
Street Address107 WASHINGTON AVE
CityCOBLESKILL
StateNY
Zip12043-4671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOUSE & GARAGE
Legal Block2
Legal Lot Number23.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5012
Census Tract740200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

107 Washington Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address107 WASHINGTON AVE, COBLESKILL, NY 12043-4671
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
HOMESTEAD FUNDING CORP
Jun 6, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2022 · Amount on File
Deed SaleJan 25, 2022 · Amount on File
Prior SaleJun 6, 2018 · Amount on File
Deed Document Number2022803784
Deed Book / Page1156 / 11
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJan 25, 2022
Property Address107 WASHINGTON AVE, COBLESKILL, NY 12043-4671
Document Number0001156/11
Book / Page1156 / 11
Instrument DateJan 21, 2022
Instrument803784
Transaction TypeTransfer
Record UpdatedFeb 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17 WASHINGTON AVE APT 1, 1, SCHENECTADY, NY 12305-1604

Mortgage

Document Number0000803785
DateJan 25, 2022
Instrument803785
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJun 6, 2018
Property Address107 WASHINGTON AVE, COBLESKILL, NY 12043-4671
Document Number001070/255
Book / Page1070 / 255
Instrument DateMay 26, 2018
Instrument000000741974
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1226 KING RD, CAMBRIDGE, NY 12816-2416

Tax Assessment & Valuation

The 2026 property tax bill for 107 Washington Ave was $6,308, up 5.2% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,308.00 (+5.2%)
2025$5,996.00$102,800 Land $7,700 Building $95,100$209,796 Land $15,714 Building $194,082
2023$102,800 Land $7,700 Building $95,100$180,351 Land $13,509 Building $166,842
2020$8,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Washington Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Washington Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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