107 W Thomson Dr, Elkton, MD 21921 Property Records

Cecil County property record for 107 W Thomson Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,120 sqft · built 1966
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2019)
Tax Bill	$2,190 (2026)
Deeds & Mortgages	Mar 2023 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-008118`

Property Details

APN / Parcel Number

Primary APN	`03-008118`
Alternative APNs	`3008118` `008118`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Total Area
Basement Area	560 sqft
Finished Basement	560 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008118
Street Address	107 W THOMSON DR
City	ELKTON
State	MD
Zip	21921-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	LOT 2 - .23 ACRE 107 WEST THOMSON DRIVE THOMSON ESTATES
Legal Subdivision	WEST THOMSON DRIVE THOMSON ESTATES
Legal Block	C
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2016
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 W THOMSON DR, ELKTON, MD 21921-6120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Aug 7, 2020	Deed of Trust, Mortgage · FHA Mortgage DIRECT MTG
Dec 27, 2019	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Nov 18, 2014 · Amount on Record
Deed Book / Page	4521 / 317
Last Transfer Date	Mar 17, 2023
Transfer Doc	0053090141
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Mar 31, 2023
Property Address	107 W THOMSON DR, ELKTON, MD 21921-6120
Document Number	0053090135
Book / Page	5309 / 135
Map Reference	MB WAS 2 FO 34
Instrument Date	Mar 17, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	MARVEL TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	107 W THOMSON DR, ELKTON, MD 21921-6120

Mortgage

Document Number	0053090141
Date	Mar 31, 2023
Book Page	5309/141

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 17, 2043

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	107 W THOMSON DR, ELKTON, MD 21921-6120
Document Number	0046840173
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 WTHOMSON DR ELKTON MD 21921, ELKTON, MD 21921

Mortgage

Document Number	0046840173
Date	Sep 17, 2020
Book Page	004684/000173

Lender

Name	DIRECT MTG
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 27, 2019
Property Address	107 W THOMSON DR, ELKTON, MD 21921-6120
Document Number	0045210317
Book / Page	4521 / 317
Map Reference	MB WAS 2 FO 34
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 W THOMSON DR, ELKTON, MD 21921-6120

Mortgage

Document Number	0004521322
Date	Dec 27, 2019
Instrument	4521/322

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,190.00 (+3.69%) Homeowner's exemption	$228,300 (+10.61%)	$250,200 (-) Land $71,500 Building $178,700
2025	$2,112.00 (+62.71%) Homeowner's exemption	$206,400 (+14.08%)	$250,200 (+35.61%) Land $71,500 Building $178,700
2023	$1,298.00	$180,933	$184,500 Land $51,500 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Talkie Communications.

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