Lafayette County property record for 107 W Thomas Dr, Waverly, MO 64096
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 704 sqft · built 1965 |
| Lot Size | 0.611 acres (26,624 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $37,500 (Sep 2015) |
| Tax Bill | $548 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6.0-14-3-002-033.000 |
| Primary APN | 06-6.0-14-3-002-033.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| Basement Area | 704 sqft |
| Finished Basement | 704 sqft |
| Unfinished Basement | 704 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,624 sqft (0.611 acres) |
| Lot Dimensions | 137 ft deep x 215 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 107 W THOMAS DR |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-9143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 7,8,9 BLK 4 ST THOMAS ADDN & PT OF NW1/4 OF NW1/4; 471-239, 794-95, 794-99, 794-101, 794-103, 794-105, 794-107, 794-1 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 14 |
| Legal Subdivision | ST THOMAS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 7-9 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 90300 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 232, WAVERLY, MO 64096-0232 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UMB BANK |
| May 2, 2018 | Deed of Trust, Mortgage MORTGAGE ELECTRONIC REGISTRATION SYSTEMS |
| Feb 9, 2018 | Deed of Trust, Mortgage BANK 21 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2015 · Amount on Record |
| Deed Sale | Sep 21, 2015 · Amount on Record |
| Deed Document Number | 20155DR3502 |
| Deed Book / Page | 2015 / 3502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 107 W THOMAS DR, WAVERLY, MO 64096-9143 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021DR4402 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021DR4402 |
| Name | UMB BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 107 W THOMAS DR, WAVERLY, MO 64096-9143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018DR1476 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018DR1476 |
| Name | MORTGAGE ELECTRONIC REGISTRATION SYSTEMS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 176 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 107 W THOMAS DR, WAVERLY, MO 64096-9143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018DR0531 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 2018DR0531 |
| Name | BANK 21 |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Jan 1, 2033 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $548.00 | $8,337 (+13.99%) | $43,880 (+13.99%) Land $13,480 Building $30,400 |
| 2023 | $7,314 | $38,493 Land $11,823 Building $26,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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