107 W Summit St, Aurora, MO 65605 Property Records

Lawrence County property record for 107 W Summit St, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 2008
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on Record
Last Sale	$195,020 (Jul 2025)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`191001004001024001`

Property Details

APN / Parcel Number

Primary APN	`191001004001024001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)

Location & Zoning

Street Address	107 W SUMMIT ST
City	AURORA
State	MO
Zip	65605-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 3 & 4 BLK 9 HIGHLAND PLACE ADDN - AURORA
Legal Range	26
Legal Township	26
Legal Section	01
Legal Subdivision	HIGHLAND PLACE ADDN
Legal Block	9
Legal Lot Number	3,4
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3008
Census Tract	470601

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 W SUMMIT ST, AURORA, MO 65605-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jan 23, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Feb 27, 2009 · Amount on Record
Deed Document Number	20253581
Deed Book / Page	2025 / 3581
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Recording Date	Apr 27, 2026
Property Address	107 W SUMMIT ST, AURORA, MO 65605-1043
Document Number	0000002222
Book / Page	2026 / 2222
Instrument Date	Apr 21, 2026
Instrument	20262222
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRUSTPRO TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W SUMMIT ST, AURORA, MO 65605-1043

Mortgage

Document Number	0000002222,
Date	Apr 27, 2026
Book Page	2026/2222
Instrument	20262222

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	107 W SUMMIT ST, AURORA, MO 65605-1043
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W SUMMIT ST, AURORA, MO 65605-1043

Mortgage

Document Number	00458/6414
Date	Nov 18, 2022
Book Page	458/6414
Instrument	2022006487

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Feb 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	107 W SUMMIT ST, AURORA, MO 65605-1043
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/0293
Date	Jan 23, 2017
Book Page	453/0293
Instrument	2017-00000314

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,430 (-) Land $1,050 Building $21,380
2025	$1,123.00 (+0.09%)	$22,430 (+10.38%) Land $1,050 Building $21,380	$106,947 (-)
2024	$1,122.00 (+10.11%)
2023	$1,019.00 (+7.49%)	$20,320 Land $1,050 Building $19,270	$106,947
2022	$948.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Ozark Fiber, Verizon.

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