107 W Main St, Roff, OK 74865 Property Records

Pontotoc County property record for 107 W Main St, Roff, OK 74865

Property Summary

Property TypeRestaurant
Details1 ba · 1,788 sqft · built 1940
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$27,000 (Apr 2001)
Tax Bill$497 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN21007

Property Details

APN / Parcel Number

Primary APN21007
Alternative APN
  • 1130-00-121-006-0-000-00

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,788 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1948
Exterior MaterialAluminum/Vinyl
Fire ResistanceWood or Wood & Steel Frame
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchOpen Porch
Porch Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number21007
Street Address107 W MAIN ST
CityROFF
StateOK
Zip74865
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionLOTS 6-7 BLOCK 121 ORIGINAL - ROFF
Legal SubdivisionROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block121
Legal Lot Number6,7
JurisdictionPONTOTOC OK
Township / Civil DivisionSOUTHWEST PONTOTOC
Census Block Group2
Census Block2031
Census Tract89600

Owner

107 W Main St, a commercial property, is owned by two individuals who bought it in April 2001.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 3, ROFF, OK 74865-0003
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2001 · Amount on File
Deed SaleApr 13, 2001 · Amount on File
Prior SaleJan 16, 1996 · Amount on File
Deed Book / Page1595 / 499
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address107 W MAIN ST, ROFF, OK 74865
Transaction TypeMortgage
Record UpdatedMar 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003093/081
DateJan 31, 2017
Book Page3093/081
Instrument2017-000525
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressSTONEWALL, OK 74871
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term180 Months
DueJan 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 107 W Main St was $497, down 3.7% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPontotoc County
MunicipalityRoff Town
Unified School DistrictRoff Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,386 (+4.99%) Land $402 Building $4,984$44,887 (-32.95%) Land $3,350 Building $41,537
2025$497.00 (-3.68%)$5,130 (+4.99%) Land $390 Building $4,740$66,949 (+5.71%) Land $3,350 Building $63,599
2024$516.00 (+15.7%)$4,886 (+5.01%) Land $372 Building $4,514$63,334 (+49.96%) Land $3,350 Building $59,984
2023$446.00$4,653 Land $369 Building $4,284$42,234 Land $3,350 Building $38,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 W Main St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROFF
serves 800 people · EPA ID OK2006206
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
200 / 50

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