107 W Gray Eagle St, Nags Head, NC 27959 Property Records

Dare County property record for 107 W Gray Eagle St, Nags Head, NC 27959

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,429 sqft · built 2008
OwnerIndividual Name on File
Last Sale$538,000 (Apr 2026)
Tax Bill$1,548 (2026)
Deeds & MortgagesDec 2020 Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN080015634424.15

Property Details

APN / Parcel Number

Primary APN080015634424.15
Alternative APN
  • 029686115

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units41 Units
Stories1 Story
Building Area1,429 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number08001563442415
Street Address107 W GRAY EAGLE ST
CityNAGS HEAD
StateNC
Zip27959-8008
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT: UNIT 107 BLK: SEC: PL: U/O 7 SL: 1
Legal SubdivisionLANDINGS AT SUGAR CREEK, THE
Legal Phase2
Legal Block11
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionNAGS HEAD
Census Block Group3
Census Block3019
Census Tract970400

Owner

107 W Gray Eagle St, a condominium, is owned by an individual who bought it in April 2026.

Source: Dare County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address107 W GRAY EAGLE ST, 107, NAGS HEAD, NC 27959-8010
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Apr 6, 2026Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE
Dec 3, 2020Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2026 · Amount on File
Deed SaleApr 6, 2026 · Amount on File
Prior SaleJul 14, 2010 · Amount on File
Deed Document Number2026700158490
Deed Book / Page2843 / 437
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address107 W GRAY EAGLE ST, NAGS HEAD, NC 27959-8008
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002442/175
DateDec 3, 2020
Book Page2442/175
Instrument700088557
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateApr 6, 2026
Property Address107 W GRAY EAGLE ST, NAGS HEAD, NC 27959-8008
Document Number002843/437
Book / Page2843 / 437
Instrument DateApr 1, 2026
Instrument2026700158490
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108,676.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 W GRAY EAGLE ST, 107, NAGS HEAD, NC 27959-8010
InvestorPossibly a Property Investor

Mortgage

Document Number0700158491,
DateApr 6, 2026
Instrument2026700158491
Lender
NameSOUTHERN TRUST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address107 W GRAY EAGLE ST, NAGS HEAD, NC 27959-8008
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2442/175
DateDec 3, 2020
Book Page2442/175
Instrument700088557
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 107 W Gray Eagle St was $1,548, down 46.9% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityNags Head Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,548.00 (-46.86%)$588,300 (-) Land $190,000 Building $398,300$588,300 Land $190,000 Building $398,300
2025$2,913.00$588,300 Land $190,000 Building $398,300
2023$2,935.00$401,900 Land $171,200 Building $230,700
2020$588,300 Land $190,000 Building $398,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 W Gray Eagle St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 1,001 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,150 units insured
incl. 149 condo units
Nearby Flood Claims1,909 (1979–2026)
Claims Outside the SFHA449 of 1,909
Most Recent ClaimJul 2026 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 185 claims
  • Hurricane Isabel, Sep 2003 · 399 claims
  • Hurricane Dennis, Sep 1999 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 W Gray Eagle St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NAGS HEAD
serves 3,125 people · EPA ID NC0428010
Water SourcePurchased groundwater from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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