107 W Gibbs St, Saint Johns, MI 48879 Property Records

Clinton County property record for 107 W Gibbs St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 971 sqft
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (May 2014)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Apr 2005 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-490-117-001-00`

Property Details

APN / Parcel Number

Primary APN	`300-490-117-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	971 sqft Living Area
1st Floor Area	796 sqft
Basement Area	700 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	74.5 ft deep x 49.1 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 W GIBBS ST
City	SAINT JOHNS
State	MI
Zip	48879-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WALKER & STEEL SUB. BLK 117, LAND 4 1/2 RDS E OF NW COR BLK 117, THENCE S 3 RDS E 4 1/2 RDS, N 3 RDS, W 4 1/2 RDS TO POB.
Legal Subdivision	WALKER & STEEL SUB
Legal Block	117
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	3
Census Block	3000
Census Tract	10801

Owner

107 W Gibbs St is owned and occupied by an individual who bought it in May 2014.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	107 W GIBBS ST, SAINT JOHNS, MI 48879-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2005	Deed of Trust, Mortgage LAFCU
Oct 19, 2018	Deed of Trust, Mortgage QUICKEN LOANS INC
Oct 19, 2018	Deed of Trust, Mortgage QUICKEN LOANS INC
May 27, 2014	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2014 · Amount on File
Deed Sale	May 27, 2014 · Amount on File
Deed Document Number	20145215189
Record Updated	Sep 20, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	107 W GIBBS ST, SAINT JOHNS, MI 48879-1209
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005077961
Date	Apr 18, 2005
Instrument	5077961

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 18, 2020

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	107 W GIBBS ST, SAINT JOHNS, MI 48879-1209
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005272577
Date	Oct 19, 2018
Instrument	5272577

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	107 W GIBBS ST, SAINT JOHNS, MI 48879-1209
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5272577
Date	Oct 19, 2018
Instrument	5272577

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 27, 2014
Property Address	107 W GIBBS ST, SAINT JOHNS, MI 48879-1209
Document Number	0005215189
Map Reference	LB46 PG331
Instrument Date	May 23, 2014
Instrument	5215189
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 W GIBBS ST, SAINT JOHNS, MI 48879-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 HEBRON ST # 4, 4, SAINT LOUIS, MI 48880-1691
Investor	Possibly a Property Investor

Mortgage

Document Number	0005215190
Date	May 27, 2014
Instrument	5215190

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 107 W Gibbs St was $1,092 with a homeowner's exemption, down 4% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,700 (+7.68%) Land $9,500 Building $52,200	$123,400 (+7.68%) Land $19,000 Building $104,400
2025	$1,092.00 (-40.03%) Homeowner's exemption	$57,300 Land $8,700 Building $48,600	$114,600 Land $17,400 Building $97,200
2024	$1,821.00 (+10.63%)
2023	$1,646.00 Homeowner's exemption	$48,800	$97,600
2022	$1,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 W Gibbs St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 W Gibbs St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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