107 W B St, Alpha, IL 61413 Property Records

Henry County property record for 107 W B St, Alpha, IL 61413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,324 sqft · built 1920
Lot Size	0.27 acres (11,660 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2022)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-233-012`

Property Details

APN / Parcel Number

Primary APN	`21-21-233-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Total Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,660 sqft (0.27 acres)
Lot Dimensions	220 ft deep x 53 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 W B ST
City	ALPHA
State	IL
Zip	61413-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 1 ORIGINAL TOWN VILLAGE OF ALPHA
Legal Subdivision	ORIGINAL TOWN VILLAGE OF ALPHA
Legal Block	1
Legal Lot Number	13
Jurisdiction	HENRY IL
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3007
Census Tract	31200

Owner

107 W B St is owned and occupied by an individual who bought it in November 2022.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	107 W B ST, ALPHA, IL 61413-5139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 17, 2022	Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Deed Document Number	20226719
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	0000006719
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Recording Date	Aug 26, 2026
Property Address	107 W B ST, ALPHA, IL 61413-5139
Document Number	0000004342
Instrument Date	Aug 18, 2026
Instrument	20264342
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W B ST, ALPHA, IL 61413-5139

Mortgage

Document Number	0000004342,
Date	Aug 26, 2026
Instrument	20264342

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Dec 1, 2052

Interest

Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Nov 17, 2022
Property Address	107 W B ST, ALPHA, IL 61413-5139
Document Number	0000006719
Instrument Date	Nov 15, 2022
Instrument	20-2206719
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W B ST, ALPHA, IL 61413-5139

Mortgage

Document Number	0000006720
Date	Nov 17, 2022
Instrument	20-2206720

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 107 W B St was $2,025 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alpha Village
County	Henry County
County Subdivision	Oxford Township
Unified School District	Alwood Community Unit School District 225 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,025.00	$30,817 Land $3,258 Building $27,559	$92,451 Land $9,774 Building $82,677
2022		$25,003 Land $2,644 Building $22,359	$75,009 Land $7,932 Building $67,077
2021	$542.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 W B St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 W B St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA serves 626 people · EPA ID IL0730050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Diverse Communications Fiber	100 / 20

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W B St

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