Sonoma County property record for 107 W 3rd St, Santa Rosa, CA 95401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 937 sqft · built 1923 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $517,000 (Mar 2021) |
| Tax Bill | $7,694 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-051-045-000 |
| Primary APN | 125-051-045-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 937 sqft Living Area |
| 1st Floor Area | 937 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,250 sqft (0.166 acres) |
| Cooling System | None |
|---|
| Old Parcel Number | 125-051-045 |
|---|---|
| Street Address | 107 W 3RD ST |
| City | SANTA ROSA |
| State | CA |
| Zip | 95401-6130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15UA |
| Legal Description | PART OF LOT 21,20 |
| Legal Subdivision | PEARSONS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 21,20 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | SANTA ROSA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 153003 |
107 W 3rd St is owned and occupied by two individuals who bought it in March 2021.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 W 3RD ST, SANTA ROSA, CA 95401-6130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| May 16, 2017 | Grant Deed, Transfer · ARM FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 202134332 |
| Prior Transfer Date | May 4, 2013 |
| Prior Transfer Doc | 0000048713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Mar 17, 2021 |
| Property Address | 107 W 3RD ST, SANTA ROSA, CA 95401-6130 |
| Document Number | 0000034332 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021034332 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,602.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 107 W 3RD ST, SANTA ROSA, CA 95401-6130 |
| Document Number | 0000034333 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021034333 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | May 16, 2017 |
| Property Address | 107 W 3RD ST, SANTA ROSA, CA 95401-6130 |
| Document Number | 0000038325 |
| Instrument Date | May 10, 2017 |
| Instrument | 2017038325 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 W 3RD ST, SANTA ROSA, CA 95401-6130 |
| Investor | Possibly a Property Investor |
| Document Number | 0000038326 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 2017038326 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 107 W 3rd St was $7,694.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Santa Rosa City |
| Elementary School District | Roseland School District (KG - 06) |
| Secondary School District | Santa Rosa High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $570,807 (+2%) Land $228,543 Building $342,264 | |
| 2025 | $7,694.00 | $559,615 Land $224,062 Building $335,553 |
| 2023 | $7,106.00 (+5.54%) | $537,886 Land $215,362 Building $322,524 |
| 2022 | $6,733.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 107 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 107 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: GeoLinks, T-Mobile, Verizon.
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