107 W 3rd St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 107 W 3rd St, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,414 sqft · built 1959
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Tax Bill$5,893 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN21-00110-01-00070

Property Details

APN / Parcel Number

Primary APN21-00110-01-00070
Alternative APNs
  • 2100110000100070
  • 048030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,414 sqft Living Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
PorchOpen Porch
Deck Area30 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number048030
Street Address107 W 3RD ST
CityHOWELL
StateNJ
Zip07731-8512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal SubdivisionFREEWOOD ACRES SEC 01
Legal Block110.1
Legal Lot Number70
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2018
Census Tract811301

Owner

107 W 3rd St is owned and occupied by two individuals.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address107 W 3RD ST, HOWELL, NJ 07731-8512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address107 W 3RD ST, HOWELL, NJ 07731-8512
Transaction TypeMortgage
Record UpdatedJan 5, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096265673
DateDec 6, 2022
Book Page9626/5673
Instrument2022116645
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term178 Months
DueOct 19, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 107 W 3rd St was $5,893, up 6.8% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$389,300 (+13.43%) Land $261,500 Building $127,800$389,300 (+13.43%) Land $261,500 Building $127,800
2025$5,893.00 (+6.8%)$343,200 Land $216,500 Building $126,700$343,200 Land $216,500 Building $126,700
2024$5,518.00
2023$273,000 Land $151,500 Building $121,500$273,000 Land $151,500 Building $121,500
2022$5,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 W 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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