Essex County and Montclair Township property record for 107 Upper Mountain Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,955 sqft · built 1917 |
| Lot Size | 0.651 acres (28,371 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,775,000 (Oct 2018) |
| Tax Bill | $45,993 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01503-0000-00020 |
| Primary APN | 13-01503-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,955 sqft Living Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Construction Type | Frame |
| Lot Area | 28,371 sqft (0.651 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130150300020 |
|---|---|
| Street Address | 107 UPPER MOUNTAIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 28370SF |
| Legal Block | 1503 |
| Legal Lot Number | 20 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 16400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Line of Credit KEARNY BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage KEARNY BK |
| Sep 20, 2019 | Deed of Trust, Mortgage ADVISORS MTG |
| Oct 31, 2018 | Grant Deed, Transfer ADVISORS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Prior Sale | Sep 18, 2002 · Amount on Record |
| Deed Document Number | 201894596 |
| Prior Transfer Date | May 30, 1991 |
| Prior Transfer Doc | 5174000647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 107 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1903 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000149535 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021149535 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 107 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1903 |
| Document Number | 0000005886 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | ABRAXAS ABSTRACT INC, ABRAXAS ABS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421903, MONTCLAIR, NJ 07042-1903 |
| Document Number | 0000005886 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 5886 |
| Name | KEARNY BK |
|---|---|
| Address | 120 PASSAIC AVE, FAIRFIELD, NJ 07004-3523 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 14, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 107 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1903 |
| Document Number | 0000107751 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421903, MONTCLAIR, NJ 07042-1903 |
| Document Number | 0000107751 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 107751 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | 1411 HIGHWAY 35, OCEAN, NJ 07712-3545 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 13, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 31, 2018 |
| Property Address | 107 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1903 |
| Document Number | 0000094596 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 94596 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,775.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 UPPER MOUNTAIN AVE MONTCLAIR NJ 070421903, MONTCLAIR, NJ 07042-1903 |
| Document Number | 94597 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 94597 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2048 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,308,100 (-) Land $465,100 Building $843,000 | $1,308,100 (-) Land $465,100 Building $843,000 | |
| 2025 | $45,993.00 (+3.32%) | $1,308,100 (-) Land $465,100 Building $843,000 | $1,308,100 (-) Land $465,100 Building $843,000 |
| 2024 | $44,514.00 (+3.5%) | ||
| 2023 | $1,308,100 Land $465,100 Building $843,000 | $1,308,100 Land $465,100 Building $843,000 | |
| 2022 | $43,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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