107 Thomas St, Canton, NC 28716 Property Records

Haywood County property record for 107 Thomas St, Canton, NC 28716

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 816 sqft · built 1940
Lot Size0.199 acres (8,647 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jan 2026)
Tax Bill$738 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2025 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN8657-22-7486

Property Details

APN / Parcel Number

Primary APN8657-22-7486
Alternative APNs
  • 287659
  • 98296

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area816 sqft Heated Area
Gross Area982 sqft
1st Floor Area816 sqft
Basement Area204 sqft
Unfinished Basement204 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area8,647 sqft (0.199 acres)
Garage Area280 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number287659
Street Address107 THOMAS ST
CityCANTON
StateNC
Zip28716-3669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#19 BLK A N W FAIN
Legal SubdivisionN W FAIN
Legal BlockA
Legal Unit19
JurisdictionHAYWOOD NC
Township / Civil DivisionBEAVERDAM
Census Block Group1
Census Block1037
Census Tract920400

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 THOMAS ST, CANTON, NC 28716-3669
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Warranty Deed, Transfer · Conventional Mortgage
NEXA MORTGAGE LLC
Mar 12, 2025Warranty Deed, Transfer · Construction Mortgage
HOUSEMAX FUNDING LLC
Feb 13, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2026 · Amount on Record
Deed SaleJan 30, 2026 · Amount on Record
Prior SaleMar 12, 2025 · Amount on Record
Deed Document Number2026820
Deed Book / Page1145 / 2418
Prior Transfer DateFeb 12, 2020
Prior Transfer Doc0009910989
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateJan 30, 2026
Property Address107 THOMAS ST, CANTON, NC 28716-3669
Document Number0011452418
Book / Page1145 / 2418
Instrument DateJan 30, 2026
Instrument2026000820
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 SWEET PEA DR, ALEXANDER, NC 28701-9209

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 THOMAS ST, CANTON, NC 28716-3669

Mortgage

Document Number0011452421
DateJan 30, 2026
Instrument1145/2421
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMar 12, 2025
Property Address107 THOMAS ST, CANTON, NC 28716-3669
Document Number0011240635
Book / Page1124 / 635
Instrument DateJan 30, 2025
Instrument2025001801
Transaction TypeTransfer
Record UpdatedMar 28, 2025

Transaction

AmountAmount Recorded
Tax$192.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1695, CANDLER, NC 28715-1695

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WILSE SILVERS DR, WEAVERVILLE, NC 28787-9054

Mortgage

Document Number0011240638
DateMar 12, 2025
Book Page1124/638
Instrument2025001802
Lender
NameHOUSEMAX FUNDING LLC
TypeMortgage Company
Address75746
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateFeb 13, 2020
Property Address107 THOMAS ST, CANTON, NC 28716-3669
Document Number0009910989
Book / Page000991 / 000989
Instrument DateFeb 12, 2020
Instrument1397
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$20.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 THOMAS ST CANTON NC 287163669, CANTON, NC 28716-3669

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,100 (+11.22%) Land $17,900 Building $81,200
2025$738.00$89,100 (-) Land $18,000 Building $71,100$99,100 (+11.22%) Land $17,900 Building $81,200
2023$89,100 Land $18,000 Building $71,100$89,100 (-) Land $18,000 Building $71,100
2021$89,100 Land $18,000 Building $71,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims9 (1983–1994)
Most Recent ClaimAug 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CANTON
serves 7,850 people · EPA ID NC0144015
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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