107 Terrace Dr, Cherryville, NC 28021 Property Records

Gaston County property record for 107 Terrace Dr, Cherryville, NC 28021 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1977
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2021)
Tax Bill	$3,260 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129085`

Property Details

APN / Parcel Number

Primary APN	`129085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,436 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Shingle
Lot Area	40,075 sqft (0.919 acres)
Lot Dimensions	100 ft deep x 400 ft wide
Pool Area	512 sqft
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	107 TERRACE DR
City	CHERRYVILLE
State	NC
Zip	28021-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY BLK B L 10 06 001B 020 00 000
Legal Subdivision	HIDDEN VALLEY
Legal Block	B
Legal Lot Number	10
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	2
Census Block	2008
Census Tract	30601

Owner

Source: Gaston County records · APN 129085

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 TERRACE DR, CHERRYVILLE, NC 28021-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	0052881459
Deed Book / Page	5288 / 1459
Record Updated	Jun 07, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 22, 2021
Property Address	107 TERRACE DR, CHERRYVILLE, NC 28021-2005
Document Number	0052881459
Book / Page	5288 / 1459
Map Reference	MB 28 PG 58
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 RANBAR ST, 1002, CHERRYVILLE, NC 28021-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 TERRACE DR, CHERRYVILLE, NC 28021-2005

Mortgage

Document Number	0052881462
Date	Nov 22, 2021
Instrument	5288/1462

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$3,260.00	$299,090 Land $19,200 Building $279,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.