107 Sweetspire Ln, Elgin, SC 29045 Property Records

Richland County property record for 107 Sweetspire Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,276 sqft · built 2014
Lot Size	0.451 acres (19,683 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Jul 2022)
Tax Bill	$6,073 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28905-06-04`

Property Details

APN / Parcel Number

Primary APN	`28905-06-04`
Alternative APNs	`R28905-06-04` `01811980`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,276 sqft Heated Area
Gross Area	5,483 sqft
1st Floor Area	1,888 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,683 sqft (0.451 acres)
Garage Area	787 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01811980
Street Address	107 SWEETSPIRE LN
City	ELGIN
State	SC
Zip	29045-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 11 124.3X176.9X120.1X164.6 #SU WOODCREEK FARMS AREA D14 PH IIA
Legal Subdivision	WOODCREEK
Legal Tract	D14
Legal Lot Number	11,124
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2069
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 SWEETSPIRE LN, ELGIN, SC 29045-8116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG
Jan 26, 2018	Deed of Trust, Mortgage · Conventional with PMI REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Mar 11, 2014 · Amount on Record
Deed Document Number	202240695
Deed Book / Page	2763 / 539
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	107 SWEETSPIRE LN, ELGIN, SC 29045-8116
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SWEETSPIRE LN, ELGIN, SC 29045-8116

Mortgage

Document Number	0027630543
Date	Jul 18, 2022
Book Page	2763/543
Instrument	2022040696

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	107 SWEETSPIRE LN, ELGIN, SC 29045-8116
Document Number	2279/2397
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 SWEETSPIRE LN ELGIN SC 290458116, ELGIN, SC 29045-8116

Mortgage

Document Number	2279/2397
Date	Feb 12, 2018
Book Page	002279/002397
Instrument	8197

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	107 SWEETSPIRE LN, ELGIN, SC 29045-8116
Document Number	2306/0352
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 SWEETSPIRE LN ELGIN SC 290458116, ELGIN, SC 29045-8116

Mortgage

Document Number	2306/0352
Date	May 25, 2018
Book Page	002306/000352
Instrument	35994

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,073.00 (+0.78%)	$690,800 (+3,209.7%) Land $71,500 Building $619,300	$690,800 (+32.39%) Land $71,500 Building $619,300
2023	$6,026.00 (-27.85%)	$20,872 (+0.01%)	$521,800 (-)
2022	$8,352.00 (+94.78%)
2021	$4,288.00	$20,870	$521,800 Land $65,000 Building $456,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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