Garvin County property record for 107 SW 2nd St, Lindsay, OK 73052
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 2,800 sqft · built 2013 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Nov 2021) |
| Tax Bill | $923 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2021 Sale & Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 17844 |
| Primary APN | 17844 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,800 sqft Total Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Metal |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,492 sqft (0.172 acres) |
| Porch | Slab |
| Patio Area | 100 sqft |
| Canopy | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17844 |
|---|---|
| Street Address | 107 SW 2ND ST |
| City | LINDSAY |
| State | OK |
| Zip | 73052-5405 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C1 |
| Legal Description | BLOCK 43 LIN S50' LOT 2 |
| Legal Range | 04W |
| Legal Township | 04N |
| Legal Section | 10 |
| Legal Subdivision | LINDSAY CITY |
| Legal Block | 43 |
| Legal Lot Number | 2 |
| Jurisdiction | GARVIN OK |
| Township / Civil Division | LINDSAY |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 681800 |
107 SW 2nd St, a commercial property, is owned by two individuals who bought it in November 2021.
Source: Garvin County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13723 E COUNTY ROAD 1520, LINDSAY, OK 73052-9481 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PAULS VALLEY NATIONAL BANK |
| Nov 30, 2021 | Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on File |
| Deed Sale | Nov 30, 2021 · Amount on File |
| Prior Sale | Mar 12, 2013 · Amount on File |
| Deed Document Number | 20218551 |
| Deed Book / Page | 2369 / 661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARVIN OK |
| Property Address | 107 SW 2ND ST, LINDSAY, OK 73052-5405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002283/857 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 2283/857 |
| Instrument | 2019-008182 |
| Name | PAULS VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PAULS VALLEY, OK 73075 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 24, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARVIN OK |
| Recording Date | Nov 30, 2021 |
| Property Address | 107 SW 2ND ST, LINDSAY, OK 73052-5405 |
| Document Number | 002369/661 |
| Book / Page | 2369 / 661 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021-008551 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13723 E COUNTY ROAD 1520, LINDSAY, OK 73052-9481 |
| Document Number | 2021008552 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-008552 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 30, 2036 |
The 2025 property tax bill for 107 SW 2nd St was $923, down 5.2% from the year before.
Source: Garvin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garvin County |
| Municipality | Lindsay City |
| Unified School District | Lindsay Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,203 (-9.3%) Land $906 Building $9,297 | $92,747 (-9.3%) Land $8,234 Building $84,513 | |
| 2025 | $923.00 (-5.24%) | $11,249 (-15.67%) Land $906 Building $10,343 | $102,256 (-19.34%) Land $8,234 Building $94,022 |
| 2024 | $974.00 (-7.77%) | $13,340 (+5%) Land $449 Building $12,891 | $126,772 (+6.06%) Land $4,117 Building $122,655 |
| 2023 | $1,056.00 (-0.85%) | $12,705 (+5%) Land $445 Building $12,260 | $119,534 (+8.67%) Land $4,117 Building $115,417 |
| 2022 | $1,065.00 | $12,100 Land $433 Building $11,667 | $110,000 Land $3,940 Building $106,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 107 SW 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1983–2008) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 SW 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINDSAY PWA serves 2,850 people · EPA ID OK2002501 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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