107 Surrey Dr, Morganton, NC 28655 Property Records

Burke County property record for 107 Surrey Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1999
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,300 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1773803755`

Property Details

APN / Parcel Number

Primary APN	`1773803755`
Alternative APN	`50096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 SURREY DR
City	MORGANTON
State	NC
Zip	28655-6409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	107 SURREY DR MORGANTON, NC 28655
Legal Subdivision	CARRIAGE HILLS SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	4
Census Block	4052
Census Tract	20301

Owner

107 Surrey Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 SURREY DR, MORGANTON, NC 28655-6409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 11, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 10, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 9, 2020	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 27, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020
Deed Sale	Dec 9, 2020
Prior Sale	Jan 27, 2020 · Amount on File
Deed Document Number	202017047866
Deed Book / Page	2505 / 759
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	0025050759
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 8, 2026
Property Address	107 SURREY DR, MORGANTON, NC 28655-6409
Document Number	0000004168
Book / Page	2871 / 496
Instrument Date	May 5, 2026
Instrument	20264168
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SURREY DR, MORGANTON, NC 28655-6409

Mortgage

Document Number	0000004168,
Date	May 8, 2026
Book Page	2871/496
Instrument	20264168

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 11, 2026
Property Address	107 SURREY DR, MORGANTON, NC 28655-6409
Document Number	0000004202
Book / Page	2871 / 751
Instrument Date	May 5, 2026
Instrument	20264202
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SURREY DR, MORGANTON, NC 28655-6409

Mortgage

Document Number	0000004202,
Date	May 11, 2026
Book Page	2871/751
Instrument	20264202

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	107 SURREY DR, MORGANTON, NC 28655-6409
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026030058
Date	Feb 10, 2022
Book Page	2603/58
Instrument	2022017286

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Dec 9, 2020
Property Address	107 SURREY DR, MORGANTON, NC 28655-6409
Document Number	0025050759
Book / Page	2505 / 759
Map Reference	MB 12 PG 52
Instrument Date	Dec 3, 2020
Instrument	2017047866
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SURREY DR, MORGANTON, NC 28655-6409

Mortgage

Document Number	2017047867
Date	Dec 9, 2020
Instrument	2017047867

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	107 SURREY DR, MORGANTON, NC 28655-6409
Document Number	0024460206
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 SURREY DR MORGANTON NC 286556409, MORGANTON, NC 28655-6409

Mortgage

Document Number	0024460206
Date	Jan 27, 2020
Book Page	002446/000206
Instrument	36558

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 27, 2020
Property Address	107 SURREY DR, MORGANTON, NC 28655-6409
Document Number	0024460203
Book / Page	002446 / 000203
Instrument Date	Jan 27, 2020
Instrument	36557
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 SURREY DR MORGANTON NC 286556409, MORGANTON, NC 28655-6409

Mortgage

Document Number	24460206
Date	Jan 27, 2020
Book Page	002446/000206
Instrument	36558

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 107 Surrey Dr was $1,300, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,300.00 (+0.39%)	$216,023 (-) Land $20,984 Building $195,039	$216,023 (-) Land $20,984 Building $195,039
2025	$1,295.00	$216,023 Land $20,984 Building $195,039	$216,023 Land $20,984 Building $195,039
2023	$1,297.00	$216,023 Land $20,984 Building $195,039	$216,023 Land $20,984 Building $195,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Surrey Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Surrey Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Compas X-Stream.

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