107 Summit Rd, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 107 Summit Rd, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,150 sqft · built 1960
Lot Size	0.261 acres (11,387 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2018)
Tax Bill	$12,024 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04008-0000-00051`

Property Details

APN / Parcel Number

Primary APN	`18-04008-0000-00051`
Alternative APN	`1800039190000604`

Interior

Stories	2 Stories
Building Area	2,150 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Lot Area	11,387 sqft (0.261 acres)
Lot Dimensions	115 ft deep x 99 ft wide

Location & Zoning

Old Parcel Number	1800039190000604
Street Address	107 SUMMIT RD
City	SPARTA
State	NJ
Zip	07871-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 17A
Legal Block	4008
Legal Lot Number	51
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3012
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 SUMMIT RD, SPARTA, NJ 07871-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Oct 11, 2018	Grant Deed, Transfer · Conventional with PMI VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Apr 15, 2005 · Amount on File
Deed Document Number	201810209070
Deed Book / Page	3494 / 255
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	107 SUMMIT RD, SPARTA, NJ 07871-1432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097990184
Date	Apr 15, 2020
Book Page	9799/184
Instrument	20200415010069010

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2040

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 11, 2018
Property Address	107 SUMMIT RD, SPARTA, NJ 07871-1432
Document Number	0034940255
Book / Page	003494 / 000255
Instrument Date	Mar 5, 2018
Instrument	209070
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	VALLEY NATIONAL TITLE SERVICES, VALLEY NAT'L TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 SUMMIT RD SPARTA NJ 078711432, SPARTA, NJ 07871-1432

Mortgage

Document Number	96440973
Date	Oct 11, 2018
Book Page	009644/000973
Instrument	209080

Lender

Name	VALLEY NAT'L BK
Address	WAYNE, NJ 07470

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,800 (-) Land $137,000 Building $190,800	$327,800 (-) Land $137,000 Building $190,800
2025	$12,024.00 (+2.21%)	$327,800 (-) Land $137,000 Building $190,800	$327,800 (-) Land $137,000 Building $190,800
2024	$11,764.00 (+5.5%)
2023		$327,800 Land $137,000 Building $190,800	$327,800 Land $137,000 Building $190,800
2022	$11,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Summit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures