107 Summerwoods Rd, Grandy, NC 27939 Property Records

Currituck County property record for 107 Summerwoods Rd, Grandy, NC 27939

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,248 sqft · built 2024
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jan 2023)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Jan 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9921-05-0410`

Property Details

APN / Parcel Number

Primary APN	`9921-05-0410`
Alternative APNs	`010800062JG0000` `000210176` `000166524` `9921-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 2024
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	67,082 sqft (1.54 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000166524
Street Address	107 SUMMERWOODS RD
City	GRANDY
State	NC
Zip	27939-9646
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	KELLYS SUB LOT 2
Legal Subdivision	KELLYS SUB
Legal Lot Number	2
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1034
Census Tract	110404

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	107 SUMMERWOODS RD, GRANDY, NC 27939-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 30, 2024	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 13, 2023	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Oct 5, 2011
Deed Document Number	0001721864
Deed Book / Page	1721 / 864
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	107 SUMMERWOODS RD, GRANDY, NC 27939-9646
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017590516
Date	Feb 1, 2024
Book Page	1759/516
Instrument	387241

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	107 SUMMERWOODS RD, GRANDY, NC 27939-9646
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017590358
Date	Jan 30, 2024
Book Page	1759/358
Instrument	387220

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Dec 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jan 13, 2023
Property Address	107 SUMMERWOODS RD, GRANDY, NC 27939-9646
Document Number	0017210864
Book / Page	1721 / 864
Map Reference	CAB C-2 SL 381
Instrument Date	Jan 13, 2023
Instrument	380780
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 AMANDA ST, MANTEO, NC 27954-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SUMMER WOODS ROAD, GRANDY, NC 27939

Mortgage

Document Number	0000380781
Date	Jan 13, 2023
Instrument	380781

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,619.00 (+363.9%)	$218,400 (+287.23%) Land $56,400 Building $162,000
2024	$349.00 (+10.79%)	$56,400 (-) Land $56,400
2023	$315.00 (+21.62%)	$56,400 (-) Land $56,400	$56,400 (-) Land $56,400
2022	$259.00	$56,400 Land $56,400	$56,400 (-74.18%) Land $56,400
2021			$218,400 Land $56,400 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	11 (2011–2019)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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