107 Summerell Rd, Harbinger, NC 27941 Property Records

Currituck County property record for 107 Summerell Rd, Harbinger, NC 27941

Property Summary

Property TypeBungalow
Details3 bd · 1 ba · 1,936 sqft · built 1954
Lot Size1.04 acres (45,302 sqft)
OwnerCompany Name on Record
Last Sale$1,710,000 (Mar 2022)
Tax Bill$1,897 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN9847-02-7806

Property Details

APN / Parcel Number

Primary APN9847-02-7806
Alternative APNs
  • 013100000350000
  • 000163134
  • 9847-02

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,936 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1985
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
Garage TypeCarport
Garage Area320 sqft
CarportCarport
Carport Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypePool Type
Pool Area128 sqft
PorchSlab
Porch Area564 sqft
Patio Area128 sqft
Shed1 Shed
Shed Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000163134
Street Address107 SUMMERELL RD
CityHARBINGER
StateNC
Zip27941-9738
Property CategoryResidential
Property TypeResidential > Single Family > Bungalow
Local Zoning CodeAG
Legal DescriptionPARCEL 1
Legal Lot Number35
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1006
Census Tract110403

Owner

Source: Currituck County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address204 W WOOD HILL DR, NAGS HEAD, NC 27959-9396
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Commercial Mortgage
TOWNEBANK
Mar 4, 2022Warranty Deed, Transfer · Line of Credit
TOWNEBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2022 · Amount on Record
Deed SaleMar 4, 2022 · Amount on Record
Deed Document Number2022373922
Deed Book / Page1683 / 315
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address107 SUMMERELL RD, HARBINGER, NC 27941-9738
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4700 VIRGINIA DARE TRL N, KITTY HAWK, NC 27949-3944

Mortgage

Document Number0018340122
DateDec 4, 2025
Book Page1834/122
Instrument399360
Lender
NameTOWNEBANK
TypeBank
AddressKITTY HAWK, NC 27949
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateMar 4, 2022
Property Address107 SUMMERELL RD, HARBINGER, NC 27941-9738
Document Number0016830315
Book / Page1683 / 315
Map ReferenceCAB A PG 306
Instrument DateMar 3, 2021
Instrument373922
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address912 W KITTY HAWK RD, KITTY HAWK, NC 27949-4239

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 W WOOD HILL DR, NAGS HEAD, NC 27959-9396

Mortgage

Document Number0000373923
DateMar 4, 2022
Instrument373923
Lender
NameTOWNEBANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,897.00 (+10.23%)$263,300 (-) Land $66,300 Building $197,000
2023$1,721.00 (+18.69%)$263,300 (-) Land $66,300 Building $197,000$263,300 (-) Land $66,300 Building $197,000
2022$1,450.00$263,300 Land $66,300 Building $197,000$263,300 (-) Land $66,300 Building $197,000
2021$263,300 Land $66,300 Building $197,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2011–2018)
Most Recent ClaimOct 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 87% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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