Essex County and North Andover Town property record for 107 Summer St, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,624 sqft · built 1986 |
| Lot Size | 1 acres (43,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $682,000 (Nov 2019) |
| Tax Bill | $11,216 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M_233883_9 |
| Primary APN | M_233883_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,624 sqft Living Area |
| Gross Area | 5,504 sqft |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,699 sqft (1 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | M_233883_935185 |
|---|---|
| Street Address | 107 SUMMER ST |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-4814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 252 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 253204 |
Source: Essex County and North Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 SUMMER ST, NORTH ANDOVER, MA 01845-4814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 4, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage RANDOLPH SAVINGS BANK |
| Nov 18, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Prior Sale | Oct 31, 1989 · Amount on Record |
| Deed Document Number | 201928983 |
| Deed Book / Page | 16084 / 57 |
| Prior Transfer Date | Nov 13, 2019 |
| Prior Transfer Doc | 16084-57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 107 SUMMER ST, NORTH ANDOVER, MA 01845-4814 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15317-345 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 15317/345 |
| Instrument | 31578 |
| Name | RANDOLPH SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Nov 18, 2019 |
| Property Address | 107 SUMMER ST, NORTH ANDOVER, MA 01845-4814 |
| Document Number | 16084-57 |
| Book / Page | 016084 / 000057 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 28983 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,109.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 SUMMER ST NORTH ANDOVER MA 018454814, NORTH ANDOVER, MA 01845-4814 |
| Document Number | 16084-59 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 016084/000059 |
| Instrument | 28984 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,216.00 (+4.93%) | $996,100 (+3.35%) Land $414,200 Building $581,900 | $946,390 |
| 2024 | $10,689.00 (+4.88%) | $963,800 (+15.74%) Land $392,400 Building $571,400 | |
| 2023 | $10,192.00 | $832,700 Land $331,300 Building $501,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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