107 Sterling Ct, Bardstown, KY 40004 Property Records

Nelson County property record for 107 Sterling Ct, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,273 sqft · built 1986
Lot Size	3.45 acres (150,282 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Aug 2020)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44000-00-088`

Property Details

APN / Parcel Number

Primary APN	`44000-00-088`
Alternative APN	`88256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	150,282 sqft (3.45 acres)
Garage Type	Attached
Garage Area	742 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	88256
Street Address	107 STERLING CT
City	BARDSTOWN
State	KY
Zip	40004-9492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44000-00-089
Legal Subdivision	SHEFFIELD MANOR SUBDIVISION
Legal Tract	4
Jurisdiction	NELSON KY
Township / Civil Division	COXS CREEK
Census Block Group	1
Census Block	1010
Census Tract	930201

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	107 STERLING CT, BARDSTOWN, KY 40004-9492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Mar 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Nov 15, 2007 · Amount on Record
Deed Document Number	20208190
Deed Book / Page	561 / 102
Last Transfer Date	Dec 8, 2022
Transfer Doc	0000000234
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	107 STERLING CT, BARDSTOWN, KY 40004-9492
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1198/648
Date	Feb 28, 2019
Book Page	M1198/648
Instrument	2019002327

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Aug 7, 2020
Property Address	107 STERLING CT, BARDSTOWN, KY 40004-9492
Document Number	D561/102
Book / Page	D561 / 102
Map Reference	CAB 1 SL 196
Instrument Date	Jun 29, 2020
Instrument	2020008190
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 STERLING CT, 107, BARDSTOWN, KY 40004-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	107 STERLING CT, BARDSTOWN, KY 40004-9492

Mortgage

Document Number	2020008191
Date	Aug 7, 2020
Instrument	2020008191

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Mar 20, 2018
Property Address	107 STERLING CT, BARDSTOWN, KY 40004-9492
Document Number	D536/339
Book / Page	D536 / 339
Map Reference	CAB17 SL60
Instrument Date	Mar 9, 2018
Instrument	2018003070
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$10.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	337 EWELL CREEK RD, 337, BARDSTOWN, KY 40004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STERLING CT, BARDSTOWN, KY 40004-9492

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,993.00 (-6.38%)	$299,900 (-) Building $299,900	$299,900 (-) Building $299,900
2023	$3,197.00	$299,900	$299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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