107 Stephens St, Columbus Junction, IA 52738 Property Records

Louisa County property record for 107 Stephens St, Columbus Junction, IA 52738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1961
Lot Size	0.286 acres (12,444 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Aug 2013)
Tax Bill	$1,596 (2026)
Deeds & Mortgages	Dec 2016 Mortgage Aug 2013 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`03-30-203-006`

Property Details

APN / Parcel Number

Primary APN	`03-30-203-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Roof Type	Hip
Lot Area	12,444 sqft (0.286 acres)
Lot Dimensions	103 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	167 sqft
Deck Area	114 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	107 STEPHENS ST
City	COLUMBUS JUNCTION
State	IA
Zip	52738-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPHENS ADD TRI TR ADJ L8 39.1' X 103.8' & STEPHENS ADD L8
Legal Subdivision	STEPHENS ADDITION
Jurisdiction	LOUISA IA
Township / Civil Division	COLUMBUS CITY
Census Block Group	5
Census Block	5001
Census Tract	450200

Owner

107 Stephens St is owned and occupied by two individuals who bought it in August 2013.

Source: Louisa County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 STEPHENS ST, COLUMBUS JUNCTION, IA 52738-1250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Aug 19, 2013	Legal Action/Court Order, Foreclosure · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2013 · Amount on File
Deed Sale	Aug 19, 2013 · Amount on File
Deed Document Number	2013238
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	107 STEPHENS ST, COLUMBUS JUNCTION, IA 52738-1250
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020160961
Date	Dec 22, 2016
Instrument	2016-0961

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	IOWA CITY, IA 52244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2032

August 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	LOUISA IA
Recording Date	Aug 19, 2013
Property Address	107 STEPHENS ST, COLUMBUS JUNCTION, IA 52738-1250
Document Number	0020130238
Instrument Date	Aug 16, 2013
Instrument	2013-0238
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 STEPHENS ST, COLUMBUS JUNCTION, IA 52738-1250

Mortgage

Document Number	0020130239
Date	Aug 19, 2013
Instrument	2013-0239

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 107 Stephens St was $1,596 with a homeowner's exemption.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Columbus Junction City
Unified School District	Columbus Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,596.00	$123,050 (-) Land $20,160 Building $102,890	$123,050 (-) Land $20,160 Building $102,890
2025	$1,596.00 (+5.14%) Homeowner's exemption	$123,050 Land $20,160 Building $102,890	$123,050 Land $20,160 Building $102,890
2024	$1,518.00
2023		$107,650 (+8.37%) Land $20,160 Building $87,490	$107,650 Land $20,160 Building $87,490
2022	$1,626.00 Homeowner's exemption	$99,340 Land $20,160 Building $79,180
2021			$99,340 Land $20,160 Building $79,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Stephens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Stephens St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 74% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS JUNCTION WATER SUPPLY serves 1,830 people · EPA ID IA5815064
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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