107 Stephens Pl, Vidalia, GA 30474 Property Records

Montgomery County property record for 107 Stephens Pl, Vidalia, GA 30474

Property Summary

Property Type	Rural Home
Details	4 ba · 4,130 sqft · built 2007
Lot Size	15.3 acres (669,517 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (May 2023)
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059-023H`

Property Details

APN / Parcel Number

Primary APN	`059-023H`
Alternative APN	`5779`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,130 sqft Heated Area
2nd Floor Area	2,065 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	669,517 sqft (15.3 acres)
Porch	Open Porch
Porch Area	850 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5779
Old Parcel Number	059 023H
Street Address	107 STEPHENS PL
City	VIDALIA
State	GA
Zip	30474-6576
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	15.37AC-HOUSE-107 STEPHENS PLACE- LOT 4 & 5
Legal Subdivision	STEPHENS PLACE
Legal Lot Number	4,5
Jurisdiction	MONTGOMERY GA
Township / Civil Division	TARRYTOWN
Census Block Group	1
Census Block	1021
Census Tract	950100

Owner

107 Stephens Pl, a rural home, is owned and occupied by an individual who bought it in May 2023.

Source: Montgomery County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	107 STEPHENS PL, VIDALIA, GA 30474-6576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2018	Deed of Trust, Mortgage · Line of Credit US BANK
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage VIDALIA FEDERAL SAVINGS BANK
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Jun 20, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	0000336336
Deed Book / Page	336
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY GA
Property Address	107 STEPHENS PL, VIDALIA, GA 30474-6576
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STEPHENS PL, VIDALIA, GA 30474-6576

Mortgage

Document Number	0000000295/0000000116
Date	Nov 23, 2018
Book Page	0000000295/0000000116

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY GA
Recording Date	May 16, 2023
Property Address	107 STEPHENS PL, VIDALIA, GA 30474-6576
Document Number	000336/336
Book / Page	336
Instrument Date	May 16, 2023
Instrument	2023-000197
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STEPHENS PL, VIDALIA, GA 30474-6576

Mortgage

Document Number	0000336339
Date	May 16, 2023
Instrument	336/339

Lender

Name	VIDALIA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Jan 1, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY GA
Property Address	107 STEPHENS PL, VIDALIA, GA 30474-6576
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STEPHENS PL, VIDALIA, GA 30474-6576

Mortgage

Document Number	0000000321/0000000462
Date	Oct 6, 2021
Book Page	0000000321/0000000462

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY GA
Recording Date	Jun 20, 2019
Property Address	107 STEPHENS PL, VIDALIA, GA 30474-6576
Document Number	000299/524
Book / Page	299 / 524
Instrument Date	Jun 20, 2019
Instrument	2019-000206
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STEPHENS PL, VIDALIA, GA 30474-6576

Mortgage

Document Number	0000000299/0000000526
Date	Jun 21, 2019
Book Page	0000000299/0000000526

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 107 Stephens Pl was $4,180 with a homeowner's exemption.

Source: Montgomery County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,180.00 Homeowner's exemption	$143,281 Land $19,059 Building $124,222	$358,201 Land $47,647 Building $310,554
2023	$3,802.00 Homeowner's exemption	$143,280 Land $19,059 Building $124,222	$358,201 Land $47,647 Building $310,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Stephens Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Stephens Pl is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Altamaha Fiber Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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