107 Spruce St, Manchester, CT 06040 Property Records

Manchester Town property record for 107 Spruce St, Manchester, CT 06040

Property Summary

Details	9 bd · 4 ba · 3,945 sqft · built 1908
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2020)
Tax Bill	$8,434 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`521000107`

Property Details

APN / Parcel Number

Primary APN	`521000107`
Alternative APNs	`MANC M:94 B:5210 L:107` `MCHS M:94 B:5210 L:107`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,945 sqft Living Area
Gross Area	8,157 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	521000107
Street Address	107 SPRUCE ST
City	MANCHESTER
State	CT
Zip	06040-5315
Property Category	Other
Property Type	Unknown
Local Zoning Code	RB
Legal Block	5210
Legal Lot Number	107
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2012
Census Tract	514800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	107 SPRUCE ST, MANCHESTER, CT 06040-5315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Apr 23, 2018	Quit Claim Deed, Transfer · Line of Credit RCN CAP
Jun 6, 2017	Warranty Deed, Transfer · Commercial Mortgage GLOBAL FUNDING GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20206515100003
Deed Book / Page	4629 / 816
Transfer Doc	6271300002
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Nov 2, 2020
Property Address	107 SPRUCE ST, MANCHESTER, CT 06040-5315
Document Number	004629-816
Book / Page	4629 / 816
Instrument Date	Oct 21, 2020
Instrument	6515100003
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	GOETTINGEN ST, SAN FRANCISCO, CA 94134

Mortgage

Document Number	6515110013
Date	Nov 2, 2020
Instrument	6515110013

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER CT
Recording Date	Apr 23, 2018
Property Address	107 SPRUCE ST, MANCHESTER, CT 06040-5315
Document Number	4518-267
Book / Page	004518 / 000267
Instrument Date	Apr 18, 2018
Instrument	627130
Transaction Type	Transfer
Record Updated	May 15, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	356 OAK ST EAST HARTFORD CT 061182439, EAST HARTFORD, CT 06118-2439

Mortgage

Document Number	4518-269
Date	Apr 23, 2018
Book Page	004518/000269
Instrument	627131

Lender

Name	RCN CAP
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Jun 6, 2017
Property Address	107 SPRUCE ST, MANCHESTER, CT 06040-5315
Document Number	0004442-31
Book / Page	4442 / 31
Instrument	6189740002
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.07
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044420033
Date	Jun 6, 2017
Instrument	04442/0033

Lender

Name	GLOBAL FUNDING GRP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,434.00	$211,800 (-) Land $18,600 Building $193,200	$148,260 Land $13,020 Building $135,240
2024	$8,434.00 (+7.04%)
2023	$7,879.00 (+2.99%)	$211,800 (-) Land $18,600 Building $193,200
2022	$7,650.00	$211,800 Land $18,600 Building $193,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed, T-Mobile.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures