107 Spruce Dr, Loomis, NE 68958 Property Records

Phelps County property record for 107 Spruce Dr, Loomis, NE 68958

Property Summary

Property Type	Single Family Home
Details	1,016 sqft · built 1977
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Oct 2023)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Jul 2006 Mortgage Mar 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005174.00`

Property Details

APN / Parcel Number

Primary APN	`005174.00`
Alternative APN	`3879-00-0-50020-000-5174`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,440 sqft (0.171 acres)
Garage Type	Attached
Garage Area	364 sqft
Driveway	Concrete Driveway
Driveway Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 SPRUCE DR
City	LOOMIS
State	NE
Zip	68958-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOOMIS 2ND ADD. L. 7
Legal Subdivision	LOOMIS 2ND ADD
Legal Lot Number	7
Jurisdiction	PHELPS NE
Township / Civil Division	8
Census Block Group	2
Census Block	2240
Census Tract	967200

Owner

107 Spruce Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Phelps County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 SPRUCE DR, LOOMIS, NE 68958-1829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Mar 1, 2005	Deed of Trust, Mortgage · Conventional Mortgage TIERONE BANK
Oct 30, 2023	Warranty Deed, Transfer · FHA Mortgage PINNACLE BANK
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	20231204
Deed Book / Page	97 / 410
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	107 SPRUCE DR, LOOMIS, NE 68958-1829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000210/359
Date	Jul 19, 2006
Book Page	210/359
Instrument	200601281

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MINDEN, NE 68959

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 5, 2011

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	107 SPRUCE DR, LOOMIS, NE 68958-1829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000198/566
Date	Mar 1, 2005
Book Page	198/566
Instrument	200500384

Lender

Name	TIERONE BANK
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	5 Months
Due	Aug 24, 2005

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHELPS NE
Recording Date	Oct 30, 2023
Property Address	107 SPRUCE DR, LOOMIS, NE 68958-1829
Document Number	000097/410
Book / Page	97 / 410
Instrument Date	Oct 26, 2023
Instrument	2023-01204
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PREBLE COUNTY TITLE COMPANY, PHELPS COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202301205
Date	Oct 30, 2023
Instrument	2023-01205

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHELPS NE
Recording Date	Aug 8, 2019
Property Address	107 SPRUCE DR, LOOMIS, NE 68958-1829
Document Number	093/658
Book / Page	093 / 658
Instrument Date	Aug 7, 2019
Instrument	0951
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CENTRAL NEBRASKA TITLE, CENTRAL NEBRASKA T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0952
Date	Aug 8, 2019
Instrument	0952

Lender

Name	HOME FEDERAL SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 107 Spruce Dr was $1,726.

Source: Phelps County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Phelps County
Municipality	Loomis Village
Unified School District	Loomis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,185 (+3.42%) Land $11,160 Building $180,025	$191,185 (+3.42%) Land $11,160 Building $180,025
2025	$1,726.00	$184,861 Land $4,836 Building $180,025	$184,861 Land $4,836 Building $180,025
2023	$2,245.00	$173,125 Land $3,720 Building $169,405	$173,125 Land $3,720 Building $169,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Spruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF LOOMIS serves 382 people · EPA ID NE3113702
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ATCJET.NET Fixed Wireless · DSL	100 / 20

May also be available: Nextlink.

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