107 Spring St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 107 Spring St, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Commercial
Details	1,848 sqft · built 2008
Lot Size	0.597 acres (26,005 sqft)
Owner	Company Name on File
Last Sale	$1,225,000 (Aug 2020)
Tax Bill	$35,963 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-03608-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`48-03608-0000-00010`
Alternative APN	`480360800010`

Interior

Stories	1 Story
Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	26,005 sqft (0.597 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	107 SPRING ST
City	RAMSEY
State	NJ
Zip	07446-1189
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	0.597AC
Legal Block	3608
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1015
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03608-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1080 RAMAPO VALLEY RD, MAHWAH, NJ 07430-2413
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Feb 04, 2003 · Amount on Record
Deed Document Number	202078484
Deed Book / Page	3683 / 1732
Prior Transfer Date	Jun 10, 2000
Prior Transfer Doc	0000080842
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 27, 2020
Property Address	107 SPRING ST, RAMSEY, NJ 07446-1189
Document Number	0036831732
Book / Page	003683 / 001732
Instrument Date	May 27, 2020
Instrument	78484
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1080 RAMAPO VALLEY RD MAHWAH NJ 074302413, MAHWAH, NJ 07430-2413

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,802,800 (+3.22%) Land $373,100 Building $1,429,700	$1,802,800 (+3.22%) Land $373,100 Building $1,429,700
2025	$35,963.00 (+6.87%)	$1,746,600 (+46.48%) Land $358,200 Building $1,388,400	$1,746,600 (+46.48%) Land $358,200 Building $1,388,400
2024	$33,650.00 (+7.59%)
2023		$1,192,400 Land $209,000 Building $983,400	$1,192,400 Land $209,000 Building $983,400
2022	$31,276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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