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107 Spring Meadows Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 107 Spring Meadows Dr, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,006 sqft · built 2016
Lot Size0.208 acres (9,060 sqft)
Owner2 Individual Names on Record
Last Sale$317,500 (Jul 2024)
Tax Bill$3,324 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3634-42-0821

Property Details

APN / Parcel Number

Primary APN3634-42-0821
Alternative APNs
  • 304858
  • 281879
  • 89001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,006 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCustom Design
Lot Area9,060 sqft (0.208 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number304858
Street Address107 SPRING MEADOWS DR
CityLINCOLNTON
StateNC
Zip28092-6448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal Description#83LT LINCOLNMEADOWS P1M4
Legal SubdivisionLINCOLN MDWS
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group1
Census Block1056
Census Tract70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address107 SPRING MEADOWS DR, LINCOLNTON, NC 28092-6448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Dec 7, 2020Quit Claim Deed, Transfer
LOWER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2024 · Amount on Record
Deed SaleJul 12, 2024 · Amount on Record
Prior SaleNov 28, 2016 · Amount on Record
Deed Document Number2024682651
Deed Book / Page3337 / 189
Prior Transfer DateNov 21, 2020
Prior Transfer Doc2982294
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address107 SPRING MEADOWS DR, LINCOLNTON, NC 28092-6448
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyMEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003137919
DateFeb 18, 2022
Book Page3137/919
Instrument647708
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN NC
Recording DateDec 7, 2020
Property Address107 SPRING MEADOWS DR, LINCOLNTON, NC 28092-6448
Document Number2982294
Book / Page002982 / 000294
Instrument DateNov 21, 2020
Instrument621240
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyMEYMAX TITLE AGENCY/OH LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address107 SPRING MEADOWS DR LINCOLNTON NC 280926448, LINCOLNTON, NC 28092-6448

Mortgage

Document Number2982296
DateDec 7, 2020
Book Page002982/000296
Instrument621241
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
AmountAmount Recorded
Term360 Months
DueDec 6, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,324.00$318,742 (-) Land $28,000 Building $290,742$318,742 (-) Land $28,000 Building $290,742
2025$3,324.00 (+3.29%)$318,742 (+2.76%) Land $28,000 Building $290,742$318,742 (+2.76%) Land $28,000 Building $290,742
2023$3,218.00$310,169 Land $28,000 Building $282,169$310,169 Land $28,000 Building $282,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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