Clinton County and Saranac Town property record for 107 Smith St, Dannemora, NY 12929
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,170 sqft · built 1940 |
| Lot Size | 0.312 acres (13,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Mar 1999) |
| Tax Bill | $4,979 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094401 188.17-8-5 |
| Primary APN | 094401 188.17-8-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 234 sqft |
| Attic | Attic |
| Attic Area | 234 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,625 sqft (0.312 acres) |
| Lot Dimensions | 250 ft deep x 54.5 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 280 sqft |
| Patio Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 107 SMITH ST |
|---|---|
| City | DANNEMORA |
| State | NY |
| Zip | 12929-7743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Legal Lot Number | 5.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 103800 |
Source: Clinton County and Saranac Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 717, DANNEMORA, NY 12929-0717 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1999 · Amount on Record |
| Deed Sale | Mar 2, 1999 · Amount on Record |
| Deed Book / Page | 99001 / 9107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 107 SMITH ST, DANNEMORA, NY 12929-7743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000317276 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 20210-00317276 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 107 SMITH ST, DANNEMORA, NY 12929-7743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000331157 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 20230-00331157 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 107 SMITH ST, DANNEMORA, NY 12929-7743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000336051 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 20240-00336051 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 107 SMITH ST, DANNEMORA, NY 12929-7743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000341075 |
|---|---|
| Date | Nov 20, 2024 |
| Instrument | 2024-00341075 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 107 SMITH ST, DANNEMORA, NY 12929-7743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000345434 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 2025-00345434 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Aug 1, 2051 |
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Municipality | Dannemora Village |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,979.00 (+126.42%) | ||
| 2025 | $2,199.00 | $168,000 (-) Land $13,300 Building $154,700 | $181,900 (+8.27%) Land $14,400 Building $167,500 |
| 2023 | $168,000 Land $13,300 Building $154,700 | $168,000 Land $13,300 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANNEMORA VILLAGE serves 1,228 people · EPA ID NY0900213 |
|---|---|
| Water Source | Purchased groundwater from CLINTON CORRECTIONAL FACILITY |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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