107 Skipjack Ln, Swanton, MD 21561 Property Records

Garrett County property record for 107 Skipjack Ln, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1968
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2022)
Tax Bill	$2,818 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-010100`

Property Details

APN / Parcel Number

Primary APN	`18-010100`
Alternative APN	`010100`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,296 sqft Total Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	010100
Street Address	107 SKIPJACK LN
City	SWANTON
State	MD
Zip	21561-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	21780 SQ FT BLK C TURKEY NECK ESTATE TURKEY NECK D C L
Legal Subdivision	TURKEY NECK ESTATE
Legal Block	C
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1041
Census Tract	501

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13523 THE HTS, HAGERSTOWN, MD 21742-2570
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	0002444371
Deed Book / Page	2444 / 371
Record Updated	Jun 7, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 20, 2022
Property Address	107 SKIPJACK LN, SWANTON, MD 21561-1127
Document Number	0024440371
Book / Page	2444 / 371
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13523 THE HEIGHTS, HAGERSTOWN, MD 21742-2570

Mortgage

Document Number	0024440378
Date	Sep 20, 2022
Instrument	2444-0378

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.37%
Index	Other
Max Rate	9.62%

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,818.00	$238,700	$419,900 Land $102,500 Building $317,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20