107 School Rd, Chestertown, MD 21620 Property Records

Kent County property record for 107 School Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,566 sqft · built 1966
Lot Size	0.306 acres (13,350 sqft)
Owner	2 Individual Names on File
Last Sale	$205,500 (Feb 2021)
Tax Bill	$2,792 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-013301`

Property Details

APN / Parcel Number

Primary APN	`04-013301`
Alternative APN	`013301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	13,350 sqft (0.306 acres)

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	013301
Street Address	107 SCHOOL RD
City	CHESTERTOWN
State	MD
Zip	21620-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 24 PLAT 3 107 SCHOOL RD COLLEGE HEIGHTS
Legal Subdivision	COLLEGE HEIGHTS
Legal Lot Number	24
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	3
Census Block	3000
Census Tract	950300

Owner

107 School Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Kent County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 SCHOOL RD, CHESTERTOWN, MD 21620-1424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Jun 18, 1999 · Amount on File
Deed Book / Page	1128 / 18
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Feb 17, 2021
Property Address	107 SCHOOL RD, CHESTERTOWN, MD 21620-1424
Document Number	0011280018
Book / Page	1128 / 18
Map Reference	MB 1 FO 43
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 SCHOOL RD, CHESTERTOWN, MD 21620-1424

Mortgage

Document Number	0000112824
Date	Feb 17, 2021
Instrument	1128/24

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 107 School Rd was $2,792 with a homeowner's exemption, up 5% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,792.00 (+5.04%) Homeowner's exemption	$203,100	$214,300 Land $90,800 Building $123,500
2025	$2,658.00 Homeowner's exemption
2023	$2,257.00 Homeowner's exemption	$162,500	$197,500 Land $90,800 Building $106,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 School Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 School Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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