107 Sawday Rd, Ramona, CA 92065 Property Records

San Diego County property record for 107 Sawday Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,491 sqft · built 2001
Lot Size	1.33 acres (58,370 sqft)
Owner	2 Company Names on Record
Last Sale	$380,000 (Nov 2007)
Tax Bill	$9,508 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`282-170-25-00`

Property Details

APN / Parcel Number

Primary APN	`282-170-25-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,491 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	58,370 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	107 SAWDAY RD
City	RAMONA
State	CA
Zip	92065-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 20-13-1E POR TR 000863
Legal Range	01E
Legal Township	13
Legal Section	20
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2039
Census Tract	20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	107 SAWDAY RD, RAMONA, CA 92065-3859
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Intrafamily Transfer, Transfer
Feb 4, 2026	Intrafamily Transfer, Transfer
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2007 · Amount on Record
Deed Sale	Nov 29, 2007 · Amount on Record
Prior Sale	Jun 11, 2007 · Amount on Record
Deed Document Number	2007745456
Last Transfer Date	Sep 22, 2016
Transfer Doc	0000518010
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2026
Property Address	107 SAWDAY RD, RAMONA, CA 92065-3859
Document Number	0000030486
Map Reference	MAP 863
Instrument Date	Jan 23, 2026
Instrument	2026-0030486
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	107 SAWDAY RD, RAMONA, CA 92065-3859

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2026
Property Address	107 SAWDAY RD, RAMONA, CA 92065-3859
Document Number	0000030643
Map Reference	MAP 863
Instrument Date	Jan 23, 2026
Instrument	2026-0030643
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 BOARDWALK STE 201, 201, SAN MARCOS, CA 92078-2600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	107 SAWDAY RD, RAMONA, CA 92065-3859

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	107 SAWDAY RD, RAMONA, CA 92065-3859
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SAWDAY RD, RAMONA, CA 92065-3859

Mortgage

Document Number	0000386451
Date	Oct 3, 2022
Instrument	2022-0386451

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	107 SAWDAY RD, RAMONA, CA 92065-3859
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SAWDAY RD, RAMONA, CA 92065-3859

Mortgage

Document Number	0000198504
Date	Mar 15, 2021
Instrument	2021-0198504

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$898,696 (+2%) Land $314,840 Building $583,856
2025	$9,508.00 (+14.64%) Homeowner's exemption	$881,075 (+11.55%) Land $308,667 Building $572,408
2023	$8,294.00 (-1.21%) Homeowner's exemption	$789,864 Land $296,682 Building $493,182
2022	$8,396.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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