Santa Cruz County property record for 107 Sanderling Cir, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,257 sqft · built 1969 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Company Name on Record |
| Last Sale | $915,000 (Aug 1999) |
| Tax Bill | $21,784 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 052-321-18 |
| Primary APN | 052-321-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,257 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,629 sqft (0.244 acres) |
| View / Lot | Ocean |
| Deck Area | 808 sqft |
| Patio Area | 808 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 107 SANDERLING CIR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Legal Description | TR 488 |
| Legal Subdivision | TRACT 488 PAJARO DUNES |
| Legal Tract | 488 |
| Legal Lot Number | 107 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 122300 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16 CRICKET HILL RD, LAFAYETTE, CA 94549-2402 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 1999 · Amount on Record |
| Deed Sale | Aug 12, 1999 · Amount on Record |
| Deed Document Number | 199954488 |
| Last Transfer Date | Aug 6, 2010 |
| Transfer Doc | 0000036935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 107 SANDERLING CIR, WATSONVILLE, CA 95076 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000032070 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-0032070 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,395,287 (+2%) Land $964,158 Building $431,129 | ||
| 2025 | $21,784.00 (+27.8%) | $1,367,928 (+4.04%) Land $945,252 Building $422,676 | |
| 2023 | $17,046.00 (+1.33%) | $1,314,810 Land $908,547 Building $406,263 | $2,151,450 |
| 2022 | $16,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 22.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 474 units insured incl. 419 condo units |
| Nearby Flood Claims | 16 (1983–2023) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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