107 Saddlerock Dr, Irmo, SC 29063 Property Records

Richland County property record for 107 Saddlerock Dr, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,067 sqft · built 2003
Lot Size	0.191 acres (8,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,000 (Nov 2023)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05202-03-09`

Property Details

APN / Parcel Number

Primary APN	`05202-03-09`
Alternative APNs	`R05202-03-09` `01748648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,067 sqft Heated Area
Gross Area	2,503 sqft
1st Floor Area	1,061 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,329 sqft (0.191 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01748648
Street Address	107 SADDLEROCK DR
City	IRMO
State	SC
Zip	29063-7828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-HD
Legal Description	LOT 105 65X120X65X120 #SU CONCORD PLACE PH IV & V #PR RB740-778
Legal Subdivision	CONCORD PLACE
Legal Lot Number	65,105
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2019
Census Tract	10308

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 SADDLEROCK DR, IRMO, SC 29063-7828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Dec 4, 2019	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK
Feb 11, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	May 17, 2023 · Amount on Record
Deed Document Number	202351438
Deed Book / Page	2882 / 2589
Prior Transfer Date	Feb 8, 2019
Prior Transfer Doc	0023703740
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 30, 2023
Property Address	107 SADDLEROCK DR, IRMO, SC 29063-7828
Document Number	0028822590
Book / Page	2882 / 2590
Map Reference	MB 740 PG 778
Instrument Date	Nov 16, 2023
Instrument	2023051438
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.60
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 SADDLEROCK DR, IRMO, SC 29063-7828

Mortgage

Document Number	0028822594
Date	Nov 30, 2023
Book Page	2882/2594
Instrument	2023051439

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 15, 2053

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	107 SADDLEROCK DR, IRMO, SC 29063-7828
Document Number	2456/0188
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SADDLEROCK DR IRMO SC 290637828, IRMO, SC 29063-7828

Mortgage

Document Number	2456/0188
Date	Dec 20, 2019
Book Page	002456/000188
Instrument	94448

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Interest

Rate	3.5%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 11, 2019
Property Address	107 SADDLEROCK DR, IRMO, SC 29063-7828
Document Number	2370/3740
Book / Page	002370 / 003740
Instrument Date	Feb 8, 2019
Instrument	9536
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SADDLEROCK DR IRMO SC 290637828, IRMO, SC 29063-7828

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,341.00 (+65.44%)	$6,160 (-97.73%)	$271,000 (-) Land $30,000 Building $241,000
2024		$271,000 (+4,299.35%) Land $30,000 Building $241,000	$271,000 (+75.97%) Land $30,000 Building $241,000
2023	$1,415.00 (+1.07%)	$6,160 (-)	$154,000 (-0.06%)
2021	$1,400.00	$6,160	$154,100 Land $22,500 Building $131,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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