Essex County and Montclair Township property record for 107 S Mountain Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,714 sqft · built 1900 |
| Lot Size | 0.551 acres (24,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Jul 2011) |
| Tax Bill | $28,065 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01301-0000-00026 |
| Primary APN | 13-01301-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,714 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 24,000 sqft (0.551 acres) |
| Lot Dimensions | 240 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130130100026 |
|---|---|
| Street Address | 107 S MOUNTAIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ROA |
| Legal Description | 100X240 IRR |
| Legal Block | 1301 |
| Legal Lot Number | 26 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16900 |
107 S Mountain Ave is owned and occupied by two individuals who bought it in July 2011.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Apr 16, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2011 · Amount on File |
| Deed Sale | Jul 25, 2011 · Amount on File |
| Prior Sale | Aug 14, 1997 · Amount on File |
| Deed Document Number | 201152589 |
| Deed Book / Page | 12320 / 5113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 107 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021057036 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021057036 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 107 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1737 |
| Document Number | 0000042122 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 107 S MOUNTAIN AVE MONTCLAIR NJ 070421737, MONTCLAIR, NJ 07042-1737 |
| Document Number | 0000042122 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 42122 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 107 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1737 |
| Document Number | 0000076026 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 107 S MOUNTAIN AVE MONTCLAIR NJ 070421737, MONTCLAIR, NJ 07042-1737 |
| Document Number | 0000076026 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 76026 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 107 S Mountain Ave was $28,065, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,200 (-) Land $340,500 Building $457,700 | $798,200 (-) Land $340,500 Building $457,700 | |
| 2025 | $28,065.00 (+3.32%) | $798,200 Land $340,500 Building $457,700 | $798,200 Land $340,500 Building $457,700 |
| 2024 | $27,162.00 | ||
| 2023 | $798,200 Land $340,500 Building $457,700 | $798,200 Land $340,500 Building $457,700 | |
| 2022 | $26,244.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 S Mountain Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 S Mountain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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