107 S Main St, Galena, MD 21635 Property Records

Kent County property record for 107 S Main St, Galena, MD 21635

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,136 sqft · built 1982
Lot Size0.292 acres (12,722 sqft)
OwnerIndividual Name on Record
Last Sale$244,900 (Oct 2020)
Tax Bill$3,413 (2026)
Deeds & MortgagesMar 2023 Second Mortgage
Oct 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-023268

Property Details

APN / Parcel Number

Primary APN01-023268
Alternative APN
  • 023268

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,136 sqft Total Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,722 sqft (0.292 acres)
Garage TypeBuilt-in
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area276 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number023268
Street Address107 S MAIN ST
CityGALENA
StateMD
Zip21635-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 1-0.301 AC 107 S MAIN ST GALENA-DAVIS SUBDIV
Legal SubdivisionDAVIS SUB
Legal Lot Number1
JurisdictionKENT MD
Township / Civil Division1, MASSEY
Census Block Group2
Census Block2020
Census Tract950100

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 S MAIN ST, GALENA, MD 21635-1524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Oct 2, 2020Deed, Transfer · Conventional Mortgage
NAVY FCU
Sep 21, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jan 24, 2018Deed of Trust, Mortgage · Line of Credit
QUEENSTOWN BK/MD
Jan 25, 2018Grant Deed, Transfer · Line of Credit
QUEENSTOWN BK/MD
Oct 5, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Prior SaleJan 25, 2018 · Amount on Record
Deed Book / Page1090 / 209
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address107 S MAIN ST, GALENA, MD 21635-1524
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012970067
DateMar 1, 2023
Book Page1297/67
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 15, 2053

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionKENT MD
Recording DateOct 2, 2020
Property Address107 S MAIN ST, GALENA, MD 21635-1524
Document Number0010900209
Book / Page1090 / 209
Map ReferenceLB WHS 2 FO 167
Instrument DateSep 15, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyTITLE EXCELLENCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 S MAIN ST, GALENA, MD 21635-1524

Mortgage

Document Number0001090215
DateOct 2, 2020
Instrument1090/215
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address107 S MAIN ST, GALENA, MD 21635-1524
Document Number0009680041
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address107 S MAIN ST GALENA MD 216351524, GALENA, MD 21635-1524

Mortgage

Document Number0009680041
DateOct 2, 2018
Book Page000968/000041
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address107 S MAIN ST, GALENA, MD 21635-1524
Document Number0009330210
Instrument DateJan 24, 2018
Transaction TypeMortgage
Record UpdatedFeb 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 404 QUEENSTOWN MD 216580404, QUEENSTOWN, MD 21658-0404

Mortgage

Document Number0009330210
DateFeb 6, 2018
Book Page000933/000210
Lender
NameQUEENSTOWN BK/MD
TypeBank
AddressQUEENSTOWN, MD 21658
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT MD
Recording DateJan 25, 2018
Property Address107 S MAIN ST, GALENA, MD 21635-1524
Document Number0009320165
Book / Page000932 / 000165
Instrument DateJan 10, 2018
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 POPLAR DR CENTREVILLE MD 216171741, CENTREVILLE, MD 21617-1741

Mortgage

Document Number9320169
DateJan 25, 2018
Book Page000932/000169
Lender
NameQUEENSTOWN BK/MD
TypeBank
AddressQUEENSTOWN, MD 21658
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENT MD
Recording DateOct 5, 2017
Property Address107 S MAIN ST, GALENA, MD 21635-1524
Document Number0009200004
Book / Page000920 / 000004
Instrument DateApr 14, 2017
Transaction TypeForeclosure
Record UpdatedApr 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$126.08
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
MunicipalityGalena Town
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,413.00 (+5.11%) Homeowner's exemption$275,200 (+18.47%) Land $82,900 Building $192,300$275,200 (+18.47%) Land $82,900 Building $192,300
2025$3,247.00 (+15.88%) Homeowner's exemption
2023$2,802.00 Homeowner's exemption$232,300 (+8.98%) Land $82,900 Building $149,400$232,300 (-) Land $82,900 Building $149,400
2022$2,802.00 Homeowner's exemption$213,167$232,300 Land $82,900 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GALENA
serves 560 people · EPA ID MD0140004
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
RiverNet
Fixed Wireless
1,200 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Breezeline, BridgeMAXX Suncoast Broadband, IQ Fiber, Talkie Communications.

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