Grayson County property record for 107 S Gowdy St, Whitewright, TX 75491
| Property Type | Single Family Home |
|---|---|
| Details | 2,018 sqft · built 1950 |
| Lot Size | 0.623 acres (27,151 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,131 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | X003 4501006 |
| Primary APN | X003 4501006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,018 sqft Living Area |
| Gross Area | 1,864 sqft |
| 1st Floor Area | 1,864 sqft |
| Upper Floors Area | 520 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 27,151 sqft (0.623 acres) |
| Lot Dimensions | 150 ft deep x 181 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,240 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 658 sqft |
| Deck Area | 364 sqft |
| Account Number | 171026 |
|---|---|
| Old Parcel Number | X003 4501006 |
| Street Address | 107 S GOWDY ST |
| City | WHITEWRIGHT |
| State | TX |
| Zip | 75491-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOWDYS ADDN, LOT 12 13 14 & E 31 FT OF 11, ACRES .6233 |
| Legal Subdivision | GOWDYS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 12-14 13 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 102 |
Source: Grayson County records · APN X003 4501006
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 107 S GOWDY ST, WHITEWRIGHT, TX 75491-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIREFIGHTERS FIRST FCU |
| Oct 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2022 |
| Deed Sale | Aug 17, 2022 |
| Prior Sale | Feb 18, 2011 |
| Deed Document Number | 2022-27873 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Aug 17, 2022 |
| Property Address | 107 S GOWDY ST, WHITEWRIGHT, TX 75491-2501 |
| Document Number | 0000027873 |
| Map Reference | VOL 108 PG 565 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022-27873 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 01, 2022 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2903 DOGGETR DRIVE, FORNEY, TX 75126-3309 |
| Document Number | 0000027874 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022-27874 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 3-Year CMT |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Oct 30, 2020 |
| Property Address | 107 S GOWDY ST, WHITEWRIGHT, TX 75491-2501 |
| Document Number | 0000030140 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 30140 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 231 MELISSA TX 754540231, MELISSA, TX 75454-0231 |
Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Whitewright Town |
| Unified School District | Whitewright Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $307,060 (-8.51%) Land $76,292 Building $230,768 | $307,060 (-8.51%) Land $76,292 Building $230,768 | |
| 2024 | $5,131.00 (+48.08%) | ||
| 2023 | $335,606 Land $75,477 Building $260,129 | $335,606 Land $75,477 Building $260,129 | |
| 2022 | $3,465.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable One Cable | 1,000 / 50 |
| JAB Wireless Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Texoma Communications.
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WHITEWRIGHT serves 1,725 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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