107 S Division St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 107 S Division St, Spring Lake, MI 49456

Property Summary

Property Type	Commercial
Details	2 bd · 3 ba · 3,393 sqft · built 1900
Lot Size	0.356 acres (15,507 sqft)
Owner	Trust Name on File
Tax Bill	$12,264 (2025)
Deeds & Mortgages	Sep 2020 Sale Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-361-011`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-361-011`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	3,393 sqft Total Area
1st Floor Area	2,003 sqft
Basement Area	2,003 sqft
Unfinished Basement	2,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	123 ft deep x 126 ft wide
Garage Area	774 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 S DIVISION ST
City	SPRING LAKE
State	MI
Zip	49456-2015
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	SFR-B
Legal Description	LOTS 4 & 5 BLK 12, EXC S 34 FT SD LOT 5 BARBER'S ADD TO VILLAGE OF MILL POINT
Legal Block	12
Legal Lot Number	4-5
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2020
Census Tract	21100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Bilz, Aloys, House listed 1987 · 1 contributing resources · NRIS 87002139

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

107 S Division St, a commercial property, is held in a trust since September 2017.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	107 S DIVISION ST, SPRING LAKE, MI 49456-2015
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Sep 22, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 15, 2017
Transfer Doc	20170035264
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 15, 2020
Property Address	107 S DIVISION ST, SPRING LAKE, MI 49456-2015
Document Number	20200039660
Instrument Date	Sep 11, 2020
Instrument	2020-0039660
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 S DIVISION ST, 107, SPRING LAKE, MI 49456-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WASHINGTON AVE, GRAND HAVEN, MI 49417-1354

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 22, 2017
Property Address	107 S DIVISION ST, SPRING LAKE, MI 49456-2015
Document Number	20170035264
Map Reference	LB1 PG22
Instrument Date	Sep 15, 2017
Instrument	2017-0035264
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S DIVISION ST, SPRING LAKE, MI 49456-2015

Tax Assessment & Valuation

The 2025 property tax bill for 107 S Division St was $12,264.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,300 (+12.88%)	$674,600 (+12.88%)
2025	$12,264.00	$298,800	$597,600
2023		$278,600	$557,200
2022	$10,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 S Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1986–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 S Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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