107 S Cross St, Brighton, IL 62012 Property Records

Macoupin County property record for 107 S Cross St, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2021 Sale + 1 more
APN	`21-19-182-003`

Property Details

APN / Parcel Number

Primary APN	`21-19-182-003`
Alternative APN	`21-000-911-00`

Exterior

Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	137 ft deep x 52 ft wide

Location & Zoning

Street Address	107 S CROSS ST
City	BRIGHTON
State	IL
Zip	62012-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 (EX N 5' & S 3') HUMES ADDN 52 X 137.5 21-19-182-003
Legal Subdivision	HUMES ADDN
Legal Lot Number	5
Jurisdiction	MACOUPIN IL
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3021
Census Tract	956600

Owner

107 S Cross St is owned and occupied by an individual who acquired it in June 2023.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	107 S CROSS ST, BRIGHTON, IL 62012-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAPITAL LLC
Mar 8, 2021	Affidavit, Transfer PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW
Mar 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023
Deed Sale	Jun 5, 2023
Prior Sale	Mar 8, 2021 · Amount on File
Deed Document Number	2023605543
Prior Transfer Date	May 25, 2012
Prior Transfer Doc	0000520540
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jun 5, 2023
Property Address	107 S CROSS ST, BRIGHTON, IL 62012-1139
Document Number	0000605543
Instrument Date	May 25, 2023
Instrument	605543
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S CROSS ST, BRIGHTON, IL 62012-1139

Mortgage

Document Number	0000605544
Date	Jun 5, 2023
Instrument	605544

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

March 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MACOUPIN IL
Recording Date	Mar 8, 2021
Property Address	107 S CROSS ST, BRIGHTON, IL 62012-1139
Document Number	0000589223
Instrument Date	Feb 24, 2021
Instrument	589223
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6047 POWERS RD, 6047, PLAINVIEW, IL 62685-6693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S CROSS ST, BRIGHTON, IL 62012-1139

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Mar 8, 2021
Property Address	107 S CROSS ST, BRIGHTON, IL 62012-1139
Document Number	0000589224
Instrument Date	Feb 24, 2021
Instrument	589224
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 WESTLAKE DR, JERSEYVILLE, IL 62052-1004

Mortgage

Document Number	0000589225
Date	Mar 8, 2021
Instrument	589225

Lender

Name	CNB BANK & TRUST NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 107 S Cross St was $1,415, up 1.9% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Brighton Village
County	Macoupin County
County Subdivision	Brighton Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,415.00 (+1.87%)	$21,858 (+7%) Land $4,814 Building $17,044	$65,574 (+7%) Land $14,442 Building $51,132
2024	$1,389.00	$20,428 Land $4,499 Building $15,929	$61,284 Land $13,497 Building $47,787
2022	$1,297.00	$17,677 Land $3,893 Building $13,784	$53,031 Land $11,679 Building $41,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 107 S Cross St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 S Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHTON serves 5,041 people · EPA ID IL1174160
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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