107 S Branch St, Monroe, NC 28112 Property Records

Union County property record for 107 S Branch St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 916 sqft · built 1984
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$214,400 (Jul 2025)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-273-033`

Property Details

APN / Parcel Number

Primary APN	`09-273-033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
1st Floor Area	916 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 S BRANCH ST
City	MONROE
State	NC
Zip	28112-5371
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	9159-0001
Legal Subdivision	BRANCH STREET
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2045
Census Tract	20501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	107 S BRANCH ST, MONROE, NC 28112-5371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 15, 2020	Deed of Trust, Construction Loan · Construction Mortgage OLD NORTH CAP INVS LLC
Sep 29, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 29, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	202517887
Deed Book / Page	9159 / 1
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 30, 2020
Property Address	107 S BRANCH ST, MONROE, NC 28112-5371
Document Number	0007938633
Book / Page	7938 / 633
Instrument Date	Dec 25, 2020
Instrument	54528
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2812 RIDGE RD, 2812, INDIAN TRAIL, NC 28079-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S BRANCH ST, MONROE, NC 28112-5371

Mortgage

Document Number	0000054529
Date	Dec 30, 2020
Instrument	54529

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Dec 15, 2020
Property Address	107 S BRANCH ST, MONROE, NC 28112-5371
Document Number	792249
Book / Page	007922 / 000049
Instrument Date	Dec 15, 2020
Instrument	52293
Transaction Type	Construction Loan
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2812 RIDGE RD INDIAN TRAIL NC 280796703, INDIAN TRAIL, NC 28079-6703

Mortgage

Document Number	792249
Date	Dec 15, 2020
Book Page	007922/000049
Instrument	52293

Lender

Name	OLD NORTH CAP INVS LLC
Address	CHARLOTTE, NC 28202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2021

Interest

Rate	13.5%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 29, 2020
Property Address	107 S BRANCH ST, MONROE, NC 28112-5371
Document Number	782815
Book / Page	007828 / 000015
Instrument Date	Sep 29, 2020
Instrument	39046
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 RIVERSIDE DR IRVING TX 750394316, IRVING, TX 75039-4316
Investor	Possibly a Property Investor

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Sep 29, 2020
Property Address	107 S BRANCH ST, MONROE, NC 28112-5371
Document Number	782876
Book / Page	007828 / 000076
Instrument Date	Sep 29, 2020
Instrument	39053
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 RIDGE RD INDIAN TRAIL NC 280796703, INDIAN TRAIL, NC 28079-6703

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,600 (-) Land $32,400 Building $180,200	$212,600 (-) Land $32,400 Building $180,200
2025	$1,858.00 (+49.96%)	$212,600 (+86.98%) Land $32,400 Building $180,200	$212,600 (+86.98%) Land $32,400 Building $180,200
2023	$1,239.00	$113,700 Land $17,000 Building $96,700	$113,700 Land $17,000 Building $96,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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