107 S Academy St, Geneva, AL 36340 Property Records

Geneva County property record for 107 S Academy St, Geneva, AL 36340

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,349 sqft · built 2023
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2023)
Tax Bill	$97 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Construction Loan + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`1804203023003000`

Property Details

APN / Parcel Number

Primary APN	`1804203023003000`
Alternative APNs	`0000799570` `0000801430` `0000864340`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,349 sqft Heated Area
Gross Area	1,532 sqft
1st Floor Area	1,349 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000864340
Street Address	107 S ACADEMY ST
City	GENEVA
State	AL
Zip	36340-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENEVA, PB 1/10, LOTS 7 & S 10' OF LOT 9, BLK J. S20-T1N-R22E
Legal Range	22E
Legal Township	01N
Legal Section	20
Legal Block	J
Legal Lot Number	7,9
Jurisdiction	GENEVA AL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3018
Census Tract	50300

Owner

107 S Academy St is owned and occupied by an individual who bought it in July 2023.

Source: Geneva County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	107 S ACADEMY ST, GENEVA, AL 36340-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 1, 2022	Deed of Trust, Mortgage · Construction Mortgage FRIEND BANK
Apr 27, 2022	Warranty Deed, Transfer
Oct 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Apr 27, 2022 · Amount on File
Deed Book / Page	1200 / 142
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENEVA AL
Recording Date	Jul 24, 2023
Property Address	107 S ACADEMY ST, GENEVA, AL 36340-2201
Document Number	001200/142
Book / Page	1200 / 142
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2287 HIGHWAY 2, BONIFAY, FL 32425-7205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E FRENCH AVE, GENEVA, AL 36340

Mortgage

Document Number	0001200145
Date	Jul 24, 2023
Instrument	1200/145

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Property Address	107 S ACADEMY ST, GENEVA, AL 36340-2201
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 W MAGNOLIA AVE, GENEVA, AL 36340-1610
Investor	Possibly a Property Investor

Mortgage

Document Number	001174/127
Date	Nov 1, 2022
Book Page	1174/127

Lender

Name	FRIEND BANK
Type	Bank
Address	GENEVA, AL 36340

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENEVA AL
Recording Date	Apr 27, 2022
Property Address	107 S ACADEMY ST, GENEVA, AL 36340-2201
Document Number	001152/406
Book / Page	1152 / 406
Instrument Date	Apr 27, 2022
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 S ACADEMY ST, GENEVA, AL 36340-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2287 HIGHWAY 2, BONIFAY, FL 32425-7205
Investor	Possibly a Property Investor

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENEVA AL
Recording Date	Oct 4, 2017
Property Address	107 S ACADEMY ST, GENEVA, AL 36340-2201
Document Number	000968/280
Book / Page	968 / 280
Instrument Date	May 24, 2014
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 S ACADEMY ST, GENEVA, AL 36340-2201

Tax Assessment & Valuation

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Municipality	Geneva City
Unified School District	Geneva City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,760 Land $1,120 Building $14,640	$157,500 Land $11,100 Building $146,400
2023	$97.00 (+46.97%)	$2,220 (+48%) Land $2,220	$11,100 (+48%) Land $11,100
2022	$66.00	$1,500 Land $1,500	$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 107 S Academy St in Zone X, where a levee reduces flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	28 (1978–2013)
Claims Outside the SFHA	18 of 28
Most Recent Claim	Feb 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 S Academy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GENEVA, THE WW & SB OF THE serves 9,600 people · EPA ID AL0000622
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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