Johnston County property record for 107 Rynal Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,362 sqft · built 1995 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jan 2023) |
| Tax Bill | $2,466 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06E03014N |
| Primary APN | 06E03014N |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 1,362 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000256692 |
|---|---|
| Street Address | 107 RYNAL DR |
| City | GARNER |
| State | NC |
| Zip | 27529-8616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 275 SOUTHGATE XI 41/41 |
| Legal Subdivision | CONTAINING 1 |
| Legal Lot Number | 275 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41107 |
107 Rynal Dr is owned and occupied by an individual who bought it in January 2023.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 RYNAL DR, GARNER, NC 27529-8616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 10, 2022 | Warranty Deed, Transfer |
| Apr 24, 2020 | Loan Modification, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on File |
| Deed Sale | Jan 31, 2023 · Amount on File |
| Prior Sale | Nov 10, 2022 · Amount on File |
| Deed Document Number | 20232628 |
| Deed Book / Page | 6415 / 81 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jan 31, 2023 |
| Property Address | 107 RYNAL DR, GARNER, NC 27529-8616 |
| Document Number | 0000002628 |
| Book / Page | 6415 / 81 |
| Map Reference | MB 41 PG 41 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023002628 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 MERIDIAN DR, GARNER, NC 27529-6898 |
| Name | Verified Name |
|---|---|
| Address | 107 RYNAL DR, GARNER, NC 27529-8616 |
| Document Number | 0000002629 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023002629 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 11.7% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Nov 10, 2022 |
| Property Address | 107 RYNAL DR, GARNER, NC 27529-8616 |
| Document Number | 0000834321 |
| Book / Page | 6377 / 338 |
| Map Reference | MB 41 PG 41 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022834321 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 HOLLY BRIAR DR, 300, FUQUAY VARINA, NC 27526-5835 |
| Name | Verified Name |
|---|---|
| Address | 121 MERIDIAN DR, GARNER, NC 27529-6898 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 107 RYNAL DR, GARNER, NC 27529-8616 |
| Document Number | 0000674176 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 107 RYNAL DR GARNER NC 275298616, GARNER, NC 27529-8616 |
| Document Number | 0000674176 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 005675/000454 |
| Instrument | 674176 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2026 property tax bill for 107 Rynal Dr was $2,466.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,466.00 | $394,620 Land $79,380 Building $315,240 | $394,620 Land $79,380 Building $315,240 |
| 2023 | $1,514.00 | $193,550 Land $49,610 Building $143,940 | $193,550 Land $49,610 Building $143,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Rynal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Rynal Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHGATE S/D private · serves 160 people · EPA ID NC0351185 |
|---|---|
| Water Source | Purchased surface water from JOHNSTON CO-WEST |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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