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107 Ruby Ct, Bardstown, KY 40004 Property Records

Nelson County property record for 107 Ruby Ct, Bardstown, KY 40004 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,386 sqft Living Area
Lot Size30,056 sqft (0.69 acres)
OccupancyOwner Occupied
Last Sale$252,000 (2026)
Tax Bill$2,415.00 (2025)

Property Details

APN / Parcel Number

Primary APN34000-00-046.48
Alternative APN
  • 87436

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,386 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area30,056 sqft (0.69 acres)
DrivewayDriveway Concrete
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number87436
Street Address107 RUBY CT
CityBARDSTOWN
StateKY
Zip40004-8899
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING HILLS LT 57 PC4-109
Legal SubdivisionWHISPERING HILLS
Legal Lot Number57
JurisdictionNELSON KY
Minor Civil DivisionBARDSTOWN
Census Blockgroup2
Census Block2019
Census Tract930400

Owner

Source: Nelson County records · APN 34000-00-046.48

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 RUBY CT, BARDSTOWN, KY 40004-8899
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK INC
May 16, 2022Deed of Trust, Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 03, 2025Deed of Trust, Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 10, 2015Deed of Trust, Mortgage · Conventional Mortgage
FORT KNOX FCU
Apr 14, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 21, 2025Intrafamily Transfer, Transfer
Feb 18, 2020Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 11, 2015Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2026 · Amount on Record
Deed SaleApr 14, 2026 · Amount on Record
Prior SaleFeb 18, 2020 · Amount on Record
Deed Doc Number20262324
Deed Book / Page621 / 16
Prior Transfer DateNov 13, 2025
Prior Transfer Doc00D617/196
Record RefreshedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON KY
Property Address107 RUBY CT, BARDSTOWN, KY 40004-8899
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1219/406
DateAug 26, 2019
Book PageM1219/406
Instrument2019010447
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term11 Months
DueJul 30, 2020

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON KY
Property Address107 RUBY CT, BARDSTOWN, KY 40004-8899
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1381/640
DateMay 16, 2022
Book PageM1381/640
Instrument2022005859
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressEDGEWOOD, MD 21040
Agreement
AmountAmount Recorded

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON KY
Property Address107 RUBY CT, BARDSTOWN, KY 40004-8899
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 RUBY CT, BARDSTOWN, KY 40004-8899

Mortgage

Document Number0M1486/374
DateJan 03, 2025
Book PageM1486/374
Instrument2025000036
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
AmountAmount Recorded
Term326 Months
DueMar 01, 2052

July 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON KY
Property Address107 RUBY CT, BARDSTOWN, KY 40004-8899
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1071/695
DateJul 10, 2015
Book PageM1071/695
Instrument2015007469
Lender
NameFORT KNOX FCU
TypeCredit Union
AddressRADCLIFF, KY 40160
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2045

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNELSON KY
Recording DateApr 14, 2026
Property Address107 RUBY CT, BARDSTOWN, KY 40004-8899
Document Number0000002324
Book / Page621 / 16
Instrument DateApr 13, 2026
Instrument2026.2324
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyAGENCY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$25,452.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 RUBY CT, BARDSTOWN, KY 40004-8899

Mortgage

Document Number0000002325,
DateApr 14, 2026
Instrument2026..2325
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNELSON KY
Recording DateNov 21, 2025
Property Address107 RUBY CT, BARDSTOWN, KY 40004-8899
Document Number00D617/196
Book / PageD617 / 196
Map ReferenceCAB 4 SL 109
Instrument DateNov 13, 2025
Instrument2025007654
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address285 PINEVIEW DR, BARDSTOWN, KY 40004-9146

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 RUBY CT, BARDSTOWN, KY 40004-8899

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionNELSON KY
Recording DateFeb 18, 2020
Property Address107 RUBY CT, BARDSTOWN, KY 40004-8899
Document Number000D557/98
Book / PageD557 / 98
Map ReferenceCAB 4 SL 109
Instrument DateFeb 13, 2020
Instrument2020001781
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$159.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address38 HAMMONSVILLE JONESVILLE RD, MAGNOLIA, KY 42757-7633

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 RUBY CT, BARDSTOWN, KY 40004-8899

Mortgage

Document Number2020001782
DateFeb 18, 2020
Instrument2020001782
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

June 2015: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNELSON KY
Recording DateJun 11, 2015
Property Address107 RUBY CT, BARDSTOWN, KY 40004-8899
Document Number00D509/757
Book / PageD509 / 757
Map ReferenceCAB4 SL109
Instrument DateJun 08, 2015
Instrument2015006078
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2811 GLENVIEW DR, ELIZABETHTOWN, KY 42701-7199

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 RUBY CT, BARDSTOWN, KY 40004-8899

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyNelson County
Unified School DistrictNelson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,415.00 (+38.79%)$244,670 (+53.88%) Land $28,000 Building $216,670$244,670 (+53.88%) Land $28,000 Building $216,670
2024$159,000 (-)$159,000 (-)
2023$1,740.00$159,000$159,000

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